Comparison

IzyLife Split vs CoupleExpenses

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IzyLife Split

Features
Read full description

Split expenses with friends, family, or roommates, no account needed, no subscription, ever. Create a group, add participants, log expenses, and IzyLife Split instantly calculates who owes what. Optimized reimbursements minimize the number of transfers needed to settle up. YOUR DATA STAYS ON YOUR DEVICE All your data is stored locally by default. Nothing leaves your phone unless you choose to activate live sharing, and even then, everything is end-to-end encrypted. KEY FEATURES • 4 split methods: equal, by amount, by shares, or by percentage • Optional live sync: activate sharing and track expenses together in real time • Smart settlements: the fewest transfers to balance everyone out • Multi-currency: EUR, USD, GBP, JPY, and 150+ currencies • Half shares for kids or partial participants • Expense categories with emoji presets • Share a text summary with one tap • Works 100% offline, no internet required • Dark mode supported • Available in 10 languages No sign-up. No subscription. One optional purchase to remove ads, that's it.

About

CoupleExpenses

Features
Read full description

Two people, one clear picture of the money — without the spreadsheet and without the arguments. CoupleExpenses is a shared budget and expense tracker built for exactly two: you and your partner. Add an expense in two taps, see where the month actually went, and save toward something together. ONE SHARED SPACE FOR TWO Invite your partner with a single link. Every expense either of you adds appears for both of you instantly — and your partner gets a notification the moment it happens. ALWAYS KNOW WHO PAID Each of you has your own color. Every expense shows whose card it was, or that you shared it, and the home screen shows how the month splits between you. No splitting math, no running tabs. ADD AN EXPENSE IN TWO TAPS A big amount field, colorful category icons and one tap for who paid. Attach a receipt photo or make it repeat every month. Long-press any category to rename it, recolor it or pick a new icon. SEE WHERE THE MONTH WENT A category ring chart, your daily average, the change versus last month and what is left of your income. BUDGETS THAT WARN YOU EARLY Set a monthly limit per category. Bars turn amber at 80% and red when the limit is spent, with a pace line that shows where you should be today. SAVE FOR DREAMS, SIDE BY SIDE Shared goals for a trip, a deposit or a new sofa, with progress rings, a deadline countdown and how much to put aside each month. Savings stay separate from spending, so your totals stay honest. EVERYTHING ELSE YOU NEED • Face ID lock • CSV export of your full history • Works offline — entries sync when you are back online • 38 currencies • Light and dark themes, gentle sounds and haptics • English and Russian PRIVATE BY DESIGN No ads, no trackers, no data selling. Your records are visible to exactly two people: you. ONE SUBSCRIPTION COVERS BOTH OF YOU Only the person who creates the couple subscribes. Your partner joins free. SUBSCRIPTION DETAILS CoupleExpenses Premium costs $39.99 per month and starts with a 3-day free trial. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period; your Apple Account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use: https://coupleexpenses.com/terms Privacy Policy: https://coupleexpenses.com/privacy

Screenshots

IzyLife Split4 screens
CoupleExpenses4 screens

Verdict

The call

The clearest difference is ads: CoupleExpenses at none against IzyLife Split's shown. CoupleExpenses also leads on update cadence (daily vs every 4 weeks) and iOS requirement (15.0 vs 17.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. IzyLife Split sells 1 one-off in-app purchase and CoupleExpenses sells 1 in-app purchase, starting at $39.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

IzyLife Split ships an update every 4 weeks, CoupleExpenses daily. The most recent releases landed on November 5, 2026 and November 6, 2026 respectively.

Scorecard3 real differences Ā· 3 level
IzyLife Split versus CoupleExpenses: the parameters behind the verdict, then further details
ParameterIzyLife SplitCoupleExpenses
PriceFreeFree
Update frequencyEvery 4 weeksDaily — better
AdsYesNo — better
In-app purchasesYesYes
DevicesiPhoneiPhone, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size13 MB11 MB
Age rating4+4+
DeveloperAntoine KerielAndrei Kazimov

In-app purchases

1 purchases

IzyLife Split

One-time1
  • Remove Ads$0.99
1 purchases

CoupleExpenses

Subscriptions1
  • Premium Monthly3 Days trial$39.991 Month

Questions

Is IzyLife Split free?
IzyLife Split is free to download, with in-app purchases available.
Is CoupleExpenses free?
CoupleExpenses is free to download, with in-app purchases available.
Do IzyLife Split or CoupleExpenses have ads?
IzyLife Split shows ads; CoupleExpenses does not.
Which is updated more often, IzyLife Split or CoupleExpenses?
IzyLife Split ships an update every 4 weeks, and CoupleExpenses daily. Most recently, IzyLife Split was updated on November 5, 2026 and CoupleExpenses on November 6, 2026.

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