Trax Credit Union User Reviews

Trax Credit Union
Trax Credit Union
Railroad And industrial Federal Credit Union Inc.

Customer Experience

Positive experience25.0% of reviews
Neutral12.5% of reviews
Negative experience62.5% of reviews

~ Based on 24 written reviews from the US App Store.

Is Trax Credit Union Safe?

Trax Credit Union has mixed safety signals based on user ratings. AppsHunter Safety Score for Trax Credit Union is 62/100.

This assessment is based on 46 user ratings, with an App Store average of 2.9/5.

Safety Analysis

43.5% of ratings point to a safe experience
4.3% of ratings suggest some concerns
52.2% of ratings point to a risky experience

~ Based on 46 App Store ratings for Trax Credit Union.

Is Trax Credit Union Legit?

Trax Credit Union appears legitimate, with a few gaps. AppsHunter Legitimacy Score for Trax Credit Union is 73/100.

Based on 73 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Slow loading speed

This trax app always loads suuuuuper slow compared to my other 2 banking apps… other than that im more than happy

Need a better app

They always have to do maintenance during regular business hours when you actually need your card or login to the app.

none needed

trash

trash

not really efficient

Worst customer service

Worst customer service

Dear trax

This bihh trash my card keep lockin

Can't make mobile deposit

The app would not allow me to make a simple deposit of a check, which is the main reason I downloaded app. I don't expect them to be up to par with major banking apps like Chase but a simple mobile deposit should be possible.

No Mobile Deposits

It’s good other than I don’t have the mobile deposit option which I’m not sure why. Other than that it’s works good I just hate that they now have changed their name to “TRAXCU” I just hope they customer service stays how it’s been since I’ve been with them for 9yrs.

Horrible !

This app is by far horrible. Everyday I have to create a new password to view my account and thats annoying. I never get notified about any kind of account activity when my card is being used or swiped weather by me or not, this app is horrible and could use a lot of fixing and updating

Not the best

The app is very glitchy and has a lot of bugs, the app should be able to let you know you’re account number without having to go on the website. I reset my password online and now the app nor website lets me log in the app and website needs new changes.

RICU problem

Not able to do mobile deposit. Even with latest update the app gets as far as the photo of check then allows you to deposit, but gets stuck right there. My really old app worked better than this. I tried 2 different ios devices. No luck. Then tried android device...same thing???

Too slow

Its a good app shows all my info but its just really slow when pulling up all my info even when loading the main screen

Update needed

I love the app, I just wish I didn’t have to go to the website to check my visa credit card balance. It would be perfect if they could fix that in the app.

Tired of having account disabled.

Need to fix the log in screen. If you make a mistake and have put your password in you are screwed. Why have an “x” if you can’t use it. This app really needs more updates. Better yet go back to the other version of the app!

No Deposit

The sign in seems to be hit and miss but the mobile deposit never works. It allows me to take images of check but then doesn’t allow selection of account to deposit into and actually submit the deposit. Terrible.

Bill pay fixed!

The app is very good but the programmers need to make sure all the features are working first. The bill pay now works on the App. Alleleujah!

Never have I hated a bank app so much

Every update breaks something, the most recent update broke billpay. Can’t wait to find a different competent bank.

Update ruined bill pay

I like the app after the update except for bill pay. The due date is the day a bill is due... not two days later. No matter if I choose a due date two weeks from now, the send date is two days after the “due date”. First x that and you have a good app.

The recent update won’t work on my iPhone.

I have to do an email registration EVERY time I open the app. It will not save my device. I called customer support and I was as told this is a known issue. Please fix this issue. It was running perfectly prior to the recent update.

Get with the times...

The app works just fine and it is fast so that's always a big plus.
I just wish RIFCU would get with the times and make things more convenient. I should be able to transfer money to another persons account anytime I want without having to call them and I can't even use the option of taking a picture of my paycheck because they put a hold on it.
I have a Suncoast account also and they have all of those features.
RIFCU, you should be more like Suncoast!!
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