Tropical Financial CU

Tropical Financial CU

by Tropical Financial Credit Union

5.3K ratings
78 reviews
Free

Details

  • Released
  • Updated
Tropical Financial CU screenshot #1 for iPhone
Tropical Financial CU screenshot #2 for iPhone
Tropical Financial CU screenshot #3 for iPhone
Tropical Financial CU screenshot #4 for iPhone
Tropical Financial CU screenshot #5 for iPhone
Tropical Financial CU screenshot #6 for iPhone
Tropical Financial CU screenshot #7 for iPhone
Tropical Financial CU screenshot #8 for iPhone
iphone
ipad
🖼️Get Icon
Icons↘︎

About

Manage your finances securely and conveniently from your mobile device. Transfer funds, deposit checks, pay bills, and track your progress towards savings goals. Access a full-service branch anytime, anywhere.

Instant money transfers with Zelle
Account balance and bill tracking
Mobile check deposit
Card lock/unlock for security
Find nearby branches and ATMs
Set and track savings goals
Show original description

What users say

See all reviews

What's New in Tropical Financial CU

2026.0.260200

March 26, 2026

Bug fixes and feature enhancements

User reviews

Unknown Error

Eight times out of 10 when I try to log into Bill Pay I get “unknown error” message. This is extremely frustrating! I have emailed for assistance a couple of times with no resolution.

I can’t pay loans

If I could put 0 stars I would. If this app doesn’t have any haters I’m dead. This app has unlinked my external account. Linking it silently failed the first time. On the second time it gave me an error and literally told me to call “(xxx)-xxx-xxxx”. How does this make it to prod? Even Claude code would vibe code a better app.
Show more

App

I don’t know why you guys changed the app it’s so hard to use now. And the website isn’t any better. I’m having major issues and it is the same as the app no useful information

ZELLE NOT WORKING

Update 11/11/2025 now Zelle is magically working, don’t know if there were issues at tfcu because of the massive updates:
After about 6 months of not having Zelle working thru TFCU (from Apr 2025 til Oct 2025), now that I have downloaded the new TFCU app on my iphone, the ZELLE tab on the home page, when clicked, just displays a momentary spinning circle, then brings you back to the home page. Yes, I have the new app, yes, I have restarted my
iphone, yes, i am running ios 26. VERY FRUSTRATED !!!!!!
Show more

ZELLE NOT WORKING

After about 6 months of not having Zelle working thru TFCU (from Apr 2025 til Oct 2025), now that I have downloaded the new TFCU app on my iphone, the ZELLE tab on the home page, when clicked, just displays a momentary spinning circle, then brings you back to the home page. Yes, I have the new app, yes, I have restarted my
iphone, yes, i am running ios 26. VERY FRUSTRATED !!!!!!
Show more

User experience

🐞

Reported Bugs

3 issues

Unable to log in or access accounts

Bug

Mobile deposit not working

Bug

App constantly crashing or displaying errors

Bug

Requested Features

3 requests

Integrate Zelle for external money transfers

Feature

Improve mobile deposit functionality

Feature

Add more modern banking features (e.g., credit score tracking)

Feature

FAQ

What can I do with the Tropical Financial mobile app?

The app allows you to manage your finances on the go. You can transfer money instantly with Zelle, move funds between your accounts, deposit checks remotely, pay bills and loans, and track your account balances and savings goals. It also provides security features like locking and unlocking your cards.

Is the Tropical Financial mobile app free to use?

Yes, the app is free to download and use for members of Tropical Financial Credit Union. There are no subscription fees or in-app purchases required to access its core banking features.

How does the app help with security?

The app offers enhanced security features to protect your accounts. You can quickly lock and unlock your debit or credit cards directly through the app, providing an extra layer of protection against unauthorized use.

Can I deposit checks using the app?

Yes, the app supports mobile check deposit, allowing you to deposit checks conveniently from your smartphone or tablet without needing to visit a branch or ATM.

Where can I find branches and ATMs using the app?

The app includes a feature to quickly locate nearby Tropical Financial Credit Union branches and ATMs. This helps you find convenient locations for your banking needs when you're on the go.