True Balance - Personal Loan

True Balance - Personal Loan

Fast, Secure Personal Loan App

2.6K ratings
23 reviews

Details

  • Released
  • Updated
  • October 12, 2025
  • July 21, 2026

Features

True Balance - Personal Loan video #1 for iPhone
True Balance - Personal Loan screenshot #2 for iPhone
True Balance - Personal Loan screenshot #3 for iPhone
True Balance - Personal Loan screenshot #4 for iPhone
True Balance - Personal Loan screenshot #5 for iPhone
True Balance - Personal Loan screenshot #6 for iPhone
True Balance - Personal Loan screenshot #7 for iPhone
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About

Access personal loans quickly and securely through a digital platform. Borrow up to ₹5,00,000 with flexible repayment terms and transparent fees. Apply anytime, anywhere with a 100% digital process.

Personal loans up to ₹5,00,000
Flexible tenures from 6 to 48 months
100% digital application process
Secure and encrypted platform
Transparent fees and no hidden charges
Direct bank account disbursal
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What's New in True Balance

7.29.01

July 21, 2026

- Performance improvements and minor bug fixes to ensure a secure and stable experience.

Events

Read more about Level Up Loan

Level Up Loan

Get loans from ₹1,000 to ₹30,000 instantly!

Jul 20, 2026 Aug 3, 2026

User reviews

Disappointed

I am very disappointed with the TrueBalance app. I took a Level Up Loan for the first time and repaid it in full before the due date. I also took a second loan and repaid that on time as well. However, when I applied for a third loan, my application was rejected without any clear reason.

My CIBIL score is good, and I have maintained a perfect repayment history. If customers repay their loans responsibly and on time, what is the purpose of the Level Up system if they still cannot get another loan when they actually need it?

Now the app shows both Level Up Loan and Cash Loan as Unavailable, even though I have never missed a payment. This is very disappointing and unfair to loyal customers. I hope TrueBalance provides a clear explanation and improves its loan approval process.
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Scam in the name of money

Initially I had got a limit of 6,000. Which I used for some emergency purposes, later on I did pay up the entire amount before date and true balance also did waive off some part of interest, after few days when I did check I am getting error notification in the app saying not eligible?
I was eligible for loan one week before and after properly and promptly repaying my loans now I am not eligible for a loan, great logic and worst app.
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Thank you True balance

Thank you so much for the quick help.
This is the 2nd time i have applied for loan.

Interest

Interest rates are a bit high otherwise process is easy

Worst app

Do not take any loan from these app i have taken a level up loan from these app i have paid all emi but they are like we dont receive any money pay twice our system is under maintenance when you have paid so refund is give i dont get any refund after paying the they are treating you like nothing please dont take loan from these
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FAQ

What is the maximum loan amount I can get with True Balance?

You can borrow up to ₹5,00,000 (Disbursal Amount) through NBFCs in partnership with True Balance's Fintech Partners. The exact amount is subject to the lender's policy and your eligibility.

What are the repayment terms for loans from True Balance?

True Balance offers flexible repayment periods ranging from a minimum of 6 months to a maximum of 48 months, depending on the lender's policy. You can choose EMI due dates on the 1st, 3rd, 5th, 10th, 15th, or 20th of every month.

How long does it take to get a loan through True Balance?

The app facilitates a 100% digital application process, allowing you to apply anytime, anywhere. Once approved, the loan amount is credited directly to your bank account by RBI-registered NBFCs.

What are the fees associated with True Balance loans?

True Balance offers affordable and transparent processing fees with no hidden charges. The Annual Percentage Rate (APR) ranges from 28.8% to 78% for loans disbursed by their NBFC partners.

Is True Balance a secure platform for personal loans?

Yes, True Balance uses secure, encrypted systems to protect customer data. It is an RBI-authorised Prepaid Payment Instrument (PPI) issuer and facilitates loans through RBI-registered NBFCs.

Does True Balance have ads?

Yes, True Balance contains advertisements. Users can expect to see ads within the application.

What devices does True Balance support?

True Balance is currently available on iOS devices, specifically iPhones. Future updates may expand compatibility to other platforms.

How often is True Balance updated?

The latest version of True Balance is 7.25.00, and it was last updated on May 19, 2026. This indicates a relatively frequent update cycle for the application.