twocents: Social Budgeting

twocents: Social Budgeting

Smarter money starts together.

84 ratings
7 reviews
Free

Details

  • Released
  • Updated
  • December 7, 2025
  • July 16, 2026

Features

twocents: Social Budgeting screenshot #1 for iPhone
twocents: Social Budgeting screenshot #2 for iPhone
twocents: Social Budgeting screenshot #3 for iPhone
twocents: Social Budgeting screenshot #4 for iPhone
twocents: Social Budgeting screenshot #5 for iPhone
twocents: Social Budgeting screenshot #6 for iPhone
twocents: Social Budgeting screenshot #7 for iPhone
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About

This social network verifies your net worth, allowing you to ask financial questions and receive advice from verified multi-millionaires. Connect with peers, track your progress, and gain insights into wealth and finance.

Verified net worth usernames
Ask finance questions
Advice from verified multi-millionaires
Track and compare net worth
Join group chats by net worth
Debate hot topics with polls
Filter feed by net worth
Show original description
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What's New in twocents

3.8

July 16, 2026

twocents is evolving in an exciting new direction. The social network you know and love is now a social budgeting app, combining smart money management with real, anonymous conversations. You can now include transactions from your connected accounts. Use it to track spending, reach savings goals, pay off debt, and stay accountable alongside a community navigating the same financial journey. Best of all, it’s completely free. Here's what to expect from this latest build. Expanded budgeting tools - Track spending with new budgeting improvements including: - Spend Tracking: gives you a clear view of your purchases and spending habits - Hourly Rate Support: breaks down purchases into hours worked based on your wage - 3 Big Numbers: what you spent today, this week, this month - Categories: allows you to categorize your transactions toward your goals - Spend Comparisons: shows how your spending compares to similar users - We’ve also improved month selection, transaction views, and budgeting navigation for a smoother experience New Polls feed We now have a feed that only shows polls you haven't voted in yet. Refreshed navigation and feed experience Enjoy redesigned menus, smoother scrolling, updated post layouts, new card animations, insights cards, and enhanced feed visuals throughout the app. Improved messaging and Rooms UX Rooms now feel faster and cleaner with improved messaging behavior, better interaction feedback, connection-state indicators, and overall UX polish. Smoother transaction and review flows Improved navigation between reviews, transactions, notifications, and linked content for a more seamless in-app experience. Performance improvements and fixes This release includes updates to spending calendar visuals, comment behavior fixes, sidebar and navigation improvements, splash screen updates, and broader stability and performance enhancements across web and mobile.

More

Events

Read more about Introducing Transaction Posts

Introducing Transaction Posts

Prove what you spend. No fake flexing.

May 25, 2026 Jun 15, 2026

Read more about DIVE INTO FINANCE CHAT ROOMS

DIVE INTO FINANCE CHAT ROOMS

Group chats with verified millionaires or debtors

Dec 18, 2025 Jan 18, 2026

User reviews

Finally something new

This is next level. An original idea finally.

Good App

This app is the only place the world where you could have a few million dollars in net worth and still get called a “pooron/peasant” by some 18 year old with $150 mil of daddy’s money.

Overall really fun App and you meet some really interesting people on here…

cool concept

Addicting

Change my life

My life was worthless before twocents. Then it came out I realized I’m rich as hell and now life has meaning

Insightful & entertaining

Financial transparency is hereeee. Honestly this app could revolutionize financial transparency. The polls are so fascinating and it’s also just a fun space to be in and talk to people! Honestly addicting lol Gonna learn a lot on here

FAQ

What is twocents?

twocents is a social network where your username is your verified net worth. It allows users to ask financial questions, receive advice from verified multi-millionaires, and connect with others based on shared wealth and interests. The app focuses on transparency in finance, careers, and success.

How does twocents verify net worth?

Net worth is verified through Plaid, a trusted service also used by apps like Venmo and Robinhood. The app is read-only, meaning it cannot move or withdraw your money, make trades, or access your private identifying information. Your credentials stay on your device and sync securely via iCloud.

Is twocents free to use?

Yes, twocents is a free application. The description does not mention any in-app purchases, subscriptions, or advertisements, indicating it is available at no cost to users.

Who can join twocents?

The app is designed for individuals interested in transparent financial discussions and wealth building. Users can join group chats with people like them, or even exclusive groups of peers who share their net worth for more relatable discussions. It's a space to connect and see the world through the lens of wealth.

What kind of information can I share on twocents?

You can engage in discussions about various topics including stock picks, crypto, personal finance, dating, and politics. You can also submit finance questions and receive answers from verified multi-millionaires. The app emphasizes transparency in finance, careers, status, and success, allowing you to share and view content filtered by net worth.