UB Negosyante User Reviews

UB Negosyante
UB Negosyante
UnionBank of the Philippines

Customer Experience

Positive experience6.3% of reviews
Neutral0.0% of reviews
Negative experience93.8% of reviews

~ Based on 16 written reviews from the US App Store.

Is UB Negosyante Safe?

Not enough ratings yet to assess UB Negosyante.

Is UB Negosyante Legit?

UB Negosyante appears to be a legitimate app. AppsHunter Legitimacy Score for UB Negosyante is 80/100.

Based on 80 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

no otp after update

How are we supposed to log in now??????

Not Secure ! Trust me !

UnionBank of the Philippines’ Negosyante App shows serious security vulnerabilities. At 3 AM, I received an email indicating that my entire account balance had been withdrawn without my consent. 11/19/2025

Useless app

You are earning millions yet you cannot make your app work. Im trying to enroll a new account and it wont go through. You have a very few branches to accommodate your customers and you cant even make a decent app for self-help!

Account verification

Cannot finish the account verification. Always having ang error at the final submission.

Withdrawal is not reflecting

I withdraw 55k money to transfer to my BPI acct it is not still reflecting

App bug cannot transfer vis instapay

App says account number should not contains space where in the first place the app itself make a spaces between account number and u cant proceed with transfer how can we use this so useless!

Registration Process

The regustration process is worst! I cannot sign up to tgeir online banking, I really need to have a business account but the system is very inconvenient!!!

Downtime too frequent lately

I dont know if this has something to do with the merger with citi but the frequent crashes and downtime of the UB negosyante app has been a great inconvenience to our business. We cant monitor our funds and issued checks properly. They need to get their stuff together ASAP

Server error

Cant access the app for 2 days already. Calling their customer service but it says account number invalid.

i cannot submit a form

it always says parameter missing tsk

Biometrics facial recognition not working anymore

Since the update, my biometrics facial recognition is no linger working. It is inconvenient to keep lengthy passwords. I hope you can solve the issue Unionbank.

Execellent

Very aaccessable apps, no need corporate code unlike the others.

Plain and simple stupid app

if it is from Unionbank it must be garbage

Annoying! I cannot complete my sme account verification via the app

Annoying! I cannot complete my sme account verification via the app that says missing/invalid parameters.

Super annoying!!! I have tried multiple times but the error keeps on showing up!!

CANNOT PROCEED ON APPLICATION

The app KEEPS CRASHING AND I CANNOT COMPLETE MY APPLICATION

Otp takes time to receive

It took more than 1 minute to receive OTP but app only allowed 30seconds to type