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Zed Credit Card

Zed Credit Card

No fees, No FX Markup

7 ratings
5 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • August 11, 2025
  • June 30, 2026

Features

Developer

Zed Financial, Inc.
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About

A digital credit card designed for users in the Philippines, offering no annual fees, no foreign transaction markups, and flexible credit limits. It provides unlimited virtual cards for enhanced online security and spending control.

✓No annual fees
✓No foreign transaction markups
✓Unlimited virtual cards
✓Smarter, growing credit limits
✓Titanium Mastercard with global acceptance
✓Request access via invite
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What's New in Zed Credit Card

1.0.52

June 30, 2026

We’ve made improvements behind the scenes to make the app faster and more reliable. This update includes performance enhancements and bug fixes to ensure a smoother experience.

More

User reviews

Most RecentHighest RatedLowest Rated

Can’t remove set monthly limit, light mode

Minor oversight: unable to remove previously set monthly limit. Also, please have the app follow my device’s appearance (light mode please?)
ChasingGameyChasingGamey

Face ID bug fixed, light mode

Face ID bug fixed, thanks! Also, please have the app follow my device’s appearance (light mode please?)
ChasingGameyChasingGamey

Light mode too please?

Please have the app follow my device’s appearance.
ChasingGameyChasingGamey

Game changer for finances and everyday Life

Zed Credit Card makes my life so much easier! The app is super reliable and easy to use, business payments and reimbursements are seamless, and I love the virtual card and restaurant split-pay features. Tracking expenses has never been this simple — highly recommend!
kkkkaaapppaokkkkaaapppao

Easily the best credit card in the Philippines

Powerful credit card and app backed by highly responsive customer service. The credit card itself is fantastic for travel because it has zero foreign exchange fees and it works everywhere. Keep up the good work Zed
Filipino LLM student abroadFilipino LLM student abroad

FAQ

What are the main benefits of using Zed Credit Card?

Zed Credit Card offers no annual fees and no foreign transaction markups, allowing you to travel and shop internationally without hidden costs. It also provides unlimited virtual cards for enhanced online security and spending control.

How does the credit limit work with Zed Credit Card?

Your credit limit starts at a sensible amount and is designed to grow with your usage of the card. This flexible and responsive system scales with your financial needs.

Is Zed Credit Card available in the Philippines?

Yes, Zed Credit Card is specifically built for users in the Philippines and is currently available by invite. You can request access through the app.

What type of card is Zed Credit Card?

Zed Credit Card is a premium-tier Titanium Mastercard® that offers global acceptance, built-in perks, and robust security features.

How secure is Zed Credit Card?

The card is issued by Zed Financial PH, Inc., regulated by the Bangko Sentral ng Pilipinas (BSP), and features a Titanium Mastercard® with serious security.

Can I create multiple virtual cards with Zed Credit Card?

Yes, Zed Credit Card offers unlimited virtual cards. This allows you to control spending, manage subscriptions, and shop more safely online by using different cards for different purposes.

What is the rating and update frequency for Zed Credit Card?

Zed Credit Card has a high rating of 4.9 stars from 7 ratings. It was last updated on March 27, 2026, with version 1.0.31, indicating active development.

Does Zed Credit Card have any hidden fees?

No, Zed Credit Card emphasizes transparency with no junk fees and no fine print. It specifically highlights no annual fees and no FX markups.