UnionDigital Bank (UD)

UnionDigital Bank (UD)

Wholly-owned by UnionBank

5 ratings
4 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • September 15, 2022
  • July 9, 2026

Features

UnionDigital Bank (UD) screenshot #1 for iPhone
UnionDigital Bank (UD) screenshot #2 for iPhone
UnionDigital Bank (UD) screenshot #3 for iPhone
UnionDigital Bank (UD) screenshot #4 for iPhone
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About

This digital bank offers high savings rates and time deposit options for Filipinos. It provides in-app tips for financial growth and secure transactions with biometrics and OTP. Regulated by BSP and insured by PDIC, it ensures your money is safe.

High savings interest rates
Time deposit accounts
Financial growth tips
Biometric security
In-app OTP
PDIC insured deposits
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What's New in UnionDigital Bank (UD)

7.10.0

July 9, 2026

Take greater control of your account security with our new Account Unlock feature, giving you a faster and more convenient way to regain access to your account when needed. We've also enhanced account protection with additional security measures, including location verification for Forgot Password and re-login requests. Plus, you can now enjoy Special Time Deposits, enhanced transaction details for PESONet credits, loan experience improvements, and various bug fixes for a smoother, safer, and more seamless banking experience.

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User reviews

Renewal

Last paid loan was Jan 2024, till now no offer parin 🥹 Still waiting 🤞

So far so good

6.75% is already a big deal for TD for 1 year . Actually bigger than uno bank , wish i learn this first before i open uno bank. But anyways the app itself is smooth and easy to learn and very fast to confirm the identity and in just 10 mins you can open TD account and verify your identity. Havent tried to transfer unionbank account to Digital yet but hopefully its free since they are own by one bank.

Edited: i tried to send from union bank to digital 1k below is free up is 10 pesos fee. Would be better if its free .
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Response from developer

Maraming salamat! Dahil sa 'yo, mas excited na kami to make the best digital banking experience for you and for every Filipino, everywhere! Salamat ulit, ka-UBEH!

So far so good

6.75% is already a big deal for TD for 1 year . Actually bigger than uno bank , wish i learn this first before i open uno bank. But anyways the app itself is smooth and easy to learn and very fast to confirm the identity and in just 10 mins you can open TD account and verify your identity. Havent tried to transfer unionbank account to Digital yet but hopefully its free since they are own by one bank.
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Response from developer

Maraming salamat! Dahil sa 'yo, mas excited na kami to make the best digital banking experience for you and for every Filipino, everywhere! Salamat ulit, ka-UBEH!

App says open to all but still need an invite code

Too much praise release instead on focusing in opening it up to the public. You’re the last digi bank yet to open, don’t be too confident. You might end up offering the same interest with other trad banks haha

Response from developer

We hear you! Rest assured we take every concern seriously to help make everyone's banking experience, including yours, better. If you have any other concerns, please reach out at help@uniondigitalbank.io to assist you further. Thank you, ka-UBEH!

FAQ

What is UnionDigital Bank?

UnionDigital Bank is a digital bank in the Philippines, wholly-owned by UnionBank. It offers services like savings accounts and time deposits with high interest rates, alongside financial learning tools.

Is UnionDigital Bank safe?

Yes, UnionDigital Bank is regulated by the Bangko Sentral ng Pilipinas (BSP) and deposits are insured by the Philippine Deposit Insurance Corporation (PDIC) up to P1 Million per depositor. It also features hassle-free security with biometrics and in-app OTP.

What are the savings rates for UnionDigital Bank?

UnionDigital Bank offers high interest rates for both Time Deposits and Savings Accounts, designed to help your money grow securely.

Does UnionDigital Bank have ads?

Yes, UnionDigital Bank contains advertisements.

What devices does UnionDigital Bank support?

UnionDigital Bank is available on iPhones and iPods. It is designed for mobile use on these Apple devices.

How often is UnionDigital Bank updated?

The latest version of UnionDigital Bank is 7.6.1, last updated on March 23, 2026. Updates ensure the app remains functional and secure.

What is the age rating for UnionDigital Bank?

UnionDigital Bank has an age rating of 4+, making it suitable for a wide range of users.

How can I get help with UnionDigital Bank?

For any questions or assistance, you can email UnionDigital Bank at help@uniondigitalbank.io. Their Customer Experience Champions are available to help.