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UCFCU Mobile

UCFCU Mobile

by Upper Cumberland Federal Credit Union

770 ratings
7 reviews
💰 Finance
Free

Details

Released
September 30, 2022
Updated
October 14, 2026

Features

Developer

Upper Cumberland Federal Credit Union
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About

Manage your finances on the go with this secure mobile banking app. Check balances, transfer funds, deposit checks, and pay bills easily. Organize transactions with notes and photos, and find nearby branches and ATMs.

✓Check account balances and set alerts
✓Organize transactions with tags, notes, and photos
✓Transfer funds between accounts
✓Deposit checks remotely
✓Make payments to companies and friends
✓View and save monthly statements
✓Find branches and ATMs
✓Aggregate financial accounts
✓Secure with passcode or biometrics
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What's New in UCFCU Mobile

3.39.0

October 14, 2026

Version 3.39.0 • Bug fixes and performance improvements

User reviews

Most RecentHighest RatedLowest Rated

Best

This has been this best bank I have used.
SDSandy davis55

Amazing place

This app is amazing!!! I take care of my 87 year old mom with several needy kids of hers. I’m constantly making exchanges from one account to the other for them, so that all of her money is not gone all at once. If it wasn’t for the way, this works, I could easily spend over $100 in fuel going back-and-forth home back to the bank. To take care of issues for them..
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110/11/23

Transfers

Great that you can…by the touch of your finger, make transfers!!
SCScott and poor choices

App issues

Need to fix the app. Says it needs an update but it’s up to date and it’s just a continuous circle trying to log in atm
Zzsadek

Debt Card Freeze Option

I would love to have a way of freezing a debt card when lost or stolen. Sadly you do not have this option. This is a feature as a paid member I would recommend to be incorporated in this app. This feature would have gave me a piece of mind as my card has been stolen in after hours and I must wait til the bank opens again.
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MMrs.WSmith
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FAQ

What can I do with UCFCU Mobile?

UCFCU Mobile allows you to manage your finances conveniently. You can check your account balances, set up balance alerts, transfer funds between your accounts, and deposit checks using the built-in mobile deposit feature. It also enables you to make payments to companies and friends, view and save monthly statements, and find nearby branches and ATMs.

How secure is UCFCU Mobile?

The app is designed to be secure, offering protection for your financial information. You can secure your account with a 4-digit passcode or use biometric authentication on supported devices, providing multiple layers of security for your banking activities.

Can I deposit checks using the app?

Yes, UCFCU Mobile features a built-in mobile deposit function that allows you to deposit checks quickly and easily. Simply use your device's camera to capture images of the front and back of your endorsed check.

Is UCFCU Mobile free to use?

Based on the provided information, the app is free to download and use. There are no in-app purchases mentioned, and while ads are present, there is no direct cost to the user for accessing the banking features.

Can I see all my financial accounts in one place?

Yes, the app supports aggregating your financial accounts. This feature allows you to view and manage multiple financial accounts from different institutions within the UCFCU Mobile app, providing a consolidated view of your finances.