Unfair deduction?
So I received a letter saying I owe not a lot but the bill £238.95? Jan 2025 Sun Life Financial sent a letter stating £1880 to my income?
Then the letter 7/07/2025 from yourselves has my breakdown as
Sun Life £470.16
State Pension £13210.08
Sub total £13680.18
Allowance £12570.00
Taxable income £1110.18
Then Income? £2370.00
20% Equals £474.00
Less 50%
Pension £235.05
So the question I raise why the income £2370.00
Surely as a layman I would have thought the total I received less the allowance
£1110.18
20% of that is taxable not £2370 .00 not sure ?
Then the difference
£221.00 not the £235.05 ?
I do believe we must pay tax but I always check my accounts I thought some person from a non married couple was using my NI
Kindest Regards
Phil Peppiatt
Then the letter 7/07/2025 from yourselves has my breakdown as
Sun Life £470.16
State Pension £13210.08
Sub total £13680.18
Allowance £12570.00
Taxable income £1110.18
Then Income? £2370.00
20% Equals £474.00
Less 50%
Pension £235.05
So the question I raise why the income £2370.00
Surely as a layman I would have thought the total I received less the allowance
£1110.18
20% of that is taxable not £2370 .00 not sure ?
Then the difference
£221.00 not the £235.05 ?
I do believe we must pay tax but I always check my accounts I thought some person from a non married couple was using my NI
Kindest Regards
Phil Peppiatt
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