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Umba

Umba

Africa's Digital Bank

41 ratings
19 reviews
🌟 Lifestyle
💰 Finance

Archived App (Last seen on 26 Aug 2025)

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • July 22, 2022
  • May 7, 2025

Features

Developer

Umba Incorporated
✨Promote your app ✨
Umba screenshot #1 for iPhone
Umba screenshot #2 for iPhone
Umba screenshot #3 for iPhone
Umba screenshot #4 for iPhone
⭐19
Reviews↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦w/o updates
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

This app provides quick and easy access to loans directly from your smartphone. Users can apply, receive funds, and repay loans with flexible terms. It also facilitates bill payments and money transfers, offering a convenient financial tool.

✓Apply for mobile money loans
✓Finance utility bills
✓Secure money transfers
✓Fast loan approval and disbursement
✓No collateral or office visits required
✓Increase loan limits with timely repayment
Show original description

What's New in Umba

1.25.0

May 7, 2025

- bug fixes

User reviews

Most RecentHighest RatedLowest Rated

You guys are nothing but shameless scams

Fool after I link my bank I wasn’t able to access it again. Stay clear from this app guys but I’ve changed my details from the bank and change my password. This app is a SCAM
Honda Lee 19162Honda Lee 19162

This is suspicious!

If you want to apply for a loan it says you should link your bank in which you'll have to press the Passcode of your online banking, I did that and I noticed my acct was logged on a oukitel c15 phone, that seems sketchy or scam!!! Beware newbies
WhatsApp fix upWhatsApp fix up

Complain bout loan

I took a loan on this app and I’ve paid but it’s still showing that I haven’t paid, I hope y’all aren’t expecting me to pay another money tho because I can’t and if anything happens to my other bank account trust me I will report y’all
Tobiloba1805Tobiloba1805

Scam

I deposited 3,500 into my Umba account and you scam haven’t credit me yet. I’m really disappointed with your poor service
para meterpara meter

I am trying to reactivate my account and is showing me verifying already, please I need help

I am trying to reactivate my account and is still showing verifying please I need a customer support
Mrs Eu2136Mrs Eu2136
See 14 more reviews

FAQ

What can I use Umba for?

Umba allows you to apply for and receive mobile money loans directly to your M-Pesa account. You can also use it to finance utility bills such as water, electricity, and internet, and to send money securely and quickly to others.

How do I get started with Umba?

Getting started is easy. You need to create an account within the app, apply for a loan in seconds, and then receive your Umba loan. Your loan limit can increase with each timely repayment.

Are there any hidden fees or requirements for loans?

No, Umba states there are no late charges or rollover fees. Collateral and office visits are also not required. You can access bigger loans and lower fees as you build a history of timely repayments.

What if I have questions or need support?

Umba offers customer support through their app, email (support@umba.com), and Facebook. Their Customer Experience Team is available to assist with your financial needs from 8 AM to 5 PM, Monday through Friday.

Is Umba available on all smartphones?

The description implies the app is smartphone-based, suggesting compatibility with common mobile operating systems. Users can download and use the app to manage their finances on the go.