UnchainedMoney

UnchainedMoney

Stop guessing. Start planning.

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  • Released
  • Updated
  • April 7, 2026
  • June 17, 2026
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About

Unchained Money is India's first personalized debt resolution planner. Enter your income, expenses, and loans. Get a personalized month-by-month roadmap showing exactly when you'll be debt-free. FEATURES: - Financial Health Score - Know your current situation instantly - Debt Roadmap - Precise payoff timeline for every loan - Smart Prioritization - Attacks high-interest debt first (Avalanche method) - Floating-Rate Updates - Bank revised your interest rate? Update it and your roadmap adjusts instantly - Emergency Fund Calculation - Safety net built while you repay - Edit Past Months - Paid differently than planned? Correct any past month and your timeline redraws from there - Snowball Effect Visualization - Watch freed-up EMIs accelerate your payoff - Zero Data Sharing - All data stays on your device. Bank-grade encryption. FOR WHO: Perfect for anyone with multiple loans feeling trapped: - Credit card debt - Personal loans - Education loans - Gold loans - Loan against property NO SIGN-UP. NO ADS. NO DATA SHARING. All calculations use standard debt repayment methods (Snowball & Avalanche) taught in financial literacy courses. This is an educational planning tool, not licensed financial advice. A legal disclaimer is included in the app.
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What's New in UnchainedMoney

4.1

June 17, 2026

Life doesn't always follow the plan - so this update lets your roadmap keep up with it. Off-plan month? Fix it. Paid differently than we suggested in a past month? Tap Edit on that month, enter what you actually paid, and your roadmap redraws from there - so your timeline always reflects reality. A new "Edit" action on any completed month lets you record what you actually paid to each loan and added to savings when you went off-plan. The roadmap re-amortises that month and every month after it. A confirmation ("Stick to your plan?") keeps editing intentional rather than casual, and corrected months are tagged EDITED.

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