
UnderstandU
Chat-to-Track·Encrypted·Smart
0 ratings
Free
In-App Purchases
About
Dongni is an AI-powered finance tracker and smart money manager. Just chat to record expenses—type or snap a photo, and AI extracts the amount, category, and date
automatically.
AI Chat-Based Tracking
Record transactions in natural language. Snap a photo of receipts, bills, or credit card statements—AI auto-extracts amounts, merchants, dates, and categories. Confirm
and save in one tap.
Smart Financial Reports
Visualize income/expense trends, category breakdowns, and cash flow at a glance. The new financial health analysis panel gives you a clear picture of spending patterns
and saving habits. View by day, month, or year.
Category Icons
50+ built-in category icons—dining, transport, housing, shopping, and more—make your ledger instantly recognizable. Customize icons to match your style.
Bill Calendar
A calendar view shows daily income and expenses at a glance. Supports events, to-dos, and memos. Drag to reschedule, tap for details.
Multilingual
Full support for Chinese and English. Follows your system language automatically, or switch manually in settings.
More Features
- Budget management: set monthly budgets and track progress in real time
- Loans & repayments: keep track of lending and borrowing
- Multi-account management: bank cards, cash, and credit cards in one place
- Excel/CSV import & export: batch-import historical data with downloadable templates
- Dark mode: light, dark, or follow system theme
- Data security: all data stored locally on device; AI features only upload with your explicit consent
Show more
What's New in UnderstandU
1.1.6
July 7, 2026
All financial data is stored locally — no cloud, no leaks. Understand You understands only you.
Subscription plans
AI Pro Monthly
Unlock unlimited AI chats, voice/image-assisted input
$2.991 Month





