UniFi User Reviews

Name: UniFi - Spend, Send, and Save
Rating: 4.1 (9 reviews)

UniFi - Spend, Send, and Save

UniFi Payments

💰 Finance

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Great for sending or storing money

I have been using this for six months now and it's excellent to send money from the US elsewhere. Adding money from my debit cards at my external Banks is a great feature that all Banks should have but not many do. The only downside of adding money from my debit card is it's not instantly available in my account. Sometimes it is but most of the time it's within 48 hours which I can deal with. Thanks UniFi you guys are great!

Blakedd420

2 months ago

Best Rate & No Fees

Very easy to send funds to the Philippines, great rate and no fees. I like it that I can remit money as many times as I want without fees, great exchange rate while earning 3%reward. Once set up is done, gets easier from there.

Jjsonlay

7 months ago

Response from developer

Thank you so much for the kind review! We’re really glad to hear you’re enjoying the easy transfers to the Philippines, great exchange rates, and fee-free remittances. It’s great to know the setup paid off and things feel smooth now. We appreciate your support and trust in UniFi!

The Best Way to Send Money to the PH & Manage Money between US<>PH — Fast, Affordable, and Reliable!

I work in the US and have tried every remittance app under the sun to send money back home to the Philippines, but UniFi is hands down the best. Most apps hit you with hidden fees or terrible exchange rates, but UniFi is transparent and incredibly fast.

What really sold me is the Shared Accounts feature. I can co-manage funds with my family back home, which makes handling household expenses so much easier than sending money blindly. Being able to hold my balance in USD (and even USDC) while earning 3% APY on my balances is a huge upgrade over a traditional bank.

I recently used it to send a Digital Aguinaldo for the holidays, and it was so simple and instant. If you’re an OFW or Fil-Am , do yourself a favor and switch to UniFi. It’s banking that actually understands the global Filipino family!

Jdeclaro1

7 months ago

Response from developer

Thank you for such a thoughtful and detailed review! We’re honored to hear that UniFi has made sending money home easier, faster, and more transparent for you. It’s great to know Shared Accounts, flexible USD/USDC balances, and earning rewards are helping you support your family with confidence. We truly appreciate your trust and are grateful to be part of how you care for your loved ones.

Does what it says on the tin

I’ve got family in a few different countries and UniFi has made sending money around way simpler. My parents got the money instantly which I honestly wasn’t expecting.

Transfers are quick and easy. I’ve tried a bunch of apps like these and keep ending up back on UniFi.

Really like that there are no fees. And every time I check the rates they’re better than other apps.

Reliable and easy to use. Thanks

PlainTextOnly

8 months ago

Response from developer

Thank you for the kind words! We’re really happy to hear UniFi has made supporting family across countries simpler and faster than expected. Instant transfers, great rates, and no fees are exactly what we aim for. We truly appreciate you choosing UniFi and coming back to us—thanks for your trust and support!

Coy

This is a really horrible app to use for you banking. I signed up with UniFi three days ago and today I was logging in to make a deposit, which I unable to login. From this point I can tell they closed my account and there is nowhere I’m gonna get intact with a support.

MajorMcCoy

a year ago

Keep looking

Can’t even get passed verification but I’m sure once you do it won’t get any better DONT WASTE YOUR TIME

Noahbnjkm

2 years ago

Funds lock

App has been great and working just fine for about a month and while my funds were inside, I couldn’t access my funds and my whole account was frozen. Had no response from chat or support or nothing. It’s been about a week now and am needing help!!!!!!!!

shalbur15

2 years ago

Would not recommend.

I downloaded this app recently. I was able to verify my identity and log into my account after a few days I initiated it posit in the amount of $4250 when trying to use my card I noticed that the card did not work I have email stating that my identity was verified and the funds were available and ready to use. However, my account was closed and I was unable to login and my money was in limbo. Eventually I got in contact someone who told me that my account had been closed and that I would be refunded. I would stay away from this company as they do not have a solid customer support service only email which they take days sometimes to respond one out of five stars.

NiXaler LLC

2 years ago

Highly Upset

I created and have been using this account for about a month now with no major issues. One time I was trying to move money and I got an error message and couldn’t access my funds for about and hour or two. The error ended to correcting itself. Now I am receiving that same error and can’t access my funds for now about 4 days. I can’t purchase anything with the card and I can’t move money. In fact, I can’t even unlock my card after clicking to lock it. I have emailed support numerous times and no one has responded. Crazy how all of this happens once my money is in the account. I recently recommended to friends but now I have informed them to not waste their time

tmj2515

2 years ago

Response from developer

Thank you for taking the time to share your concerns, and we apologize for the inconvenience you're experiencing. We have made an effort to reach out to you directly to discuss the status of your account and next steps. Please check your inbox for a message from our support team, as it includes detailed information and how we can assist you further.

Cannot contact support!

Made an account, was able to verify & setup my virtual card. Logged in a couple days later & said I couldn’t be verified but my account was already verified. The button that says contact support is not a real email to contact them. Seems extremely weird you took all my personal info plus a selfie but now you can’t verify me? Oh and now I can’t login.

Laylehmama

2 years ago

Response from developer

Thank you for bringing this issue to our attention. We apologize for the confusion and inconvenience you've experienced regarding your account verification. We understand how frustrating this must be, especially after having initially verified your account. We are actively working to resolve this issue. Thank you for your patience and understanding.

Best digital bank

I have been using Unifi for a few months now and it has completely transformed how my family banks. Our children have their own debit cards and we’re able to control their budget and what they spend their money on. My wife and I were able to setup different cards for different expenses all in one bank without needing to talk to a bank representative. I’m able to send money to my relatives in Mexico with extreme ease and avoiding high fees. Unifi has solved so many of my personal issues and I would recommend it to anyone. THANK YOU UNIFI TEAM! KEEP BUILDING!

Chasen’s