NFINIT vs UniFi

A mobile banking app that helps employees put themselves on the right track to achieving their financial goals now, all in an easy-to-use mobile banking app. By focusing on how customers interact with their bank online and building a streamlined system with the customer experience in mind, we let employees enjoy features like: Move your direct deposits (​​Works with your Payroll) Make Payday Anyday Fee-free digital banking Pay bills and shop online Virtual and Physical Card Text alerts to help you manage your balance (carrier fees may apply) Cash Access at ATMs Nationwide Use this card everywhere Debit Mastercard is accepted Load multiple deposits to one card Early Access to Federal Benefits (coming soon for Payroll) No check cashing fees 24/7 Cardholder Support Funds are FDIC Insured

UniFi is a modern financial account for global families. Hold U.S. dollars, send money internationally, and spend anywhere, all from one easy-to-use app. Whether you’re supporting family abroad, earning in USD, or managing finances across countries, UniFi gives you the tools to move money without friction, high fees, or hidden complexity. With UniFi, you can: • Hold U.S. dollars from anywhere in the world • Earn 3% rewards on your balance • Instantly send PHP, MXN, or EUR to local bank accounts and wallets • Receive funds via ACH, wire, SEPA (IBAN), or SPEI (CLABE) • Share accounts with family across borders • Spend your balance from anywhere with your UniFi Card (Apple Pay supported) • Get paid via account/routing number or USDC wallet Built for the real world: UniFi connects bank networks, card networks, wallets, and crypto rails behind the scenes, so you don’t have to think about it. You just send, spend, and save. It's fast, secure, and global. --- UniFi is not a bank. The Prepaid Debit Visa Card is issued by Lead Bank and managed by Bridge Ventures, LLC. Fees may apply. See UniFi website for more details.