Universo - Mobile Banking

Universo - Mobile Banking

by UNIVERSO, IME, S.A.

30 ratings
8 reviews

Archived App (Last seen on 24 Feb 2025)

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • March 6, 2017
  • February 10, 2025

Features

Universo - Mobile Banking screenshot #1 for iPhone
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Universo - Mobile Banking screenshot #6 for iPhone
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Universo - Mobile Banking screenshot #8 for iPhone
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About

Manage your finances with this comprehensive banking app. Track spending, make payments, transfer funds, and explore investment and insurance options. Enjoy secure online transactions and personalized card controls.

Real-time account balance and spending analysis
Online payments and virtual cards
Personal finance and budget management
Secure card control and alerts
Online credit and insurance subscriptions
Investment and savings product management
Show original description

What's New in Universo

1.76.4

February 10, 2025

Bem-vindo à versão 1.76.4 da App Universo - Mobile Banking! Nesta versão disponibilizamos algumas melhorias de utilização e correção de alguns erros.

User reviews

Ridiculo

Ridiculo ter que fazer login com password e pin sms sempre que abro a app. Para que configurar o pin e face id??? Alem que a passoword nao e guardada na keychain/autofill

Impossivel mudar os controlos e alertas do meu cartao

A mais de 1 mes que nao consigo mudar os controlos e alertas do meu cartao. Estou actualmente no estrangeiro e devido aos controlos estarem restritos para tal utilizacao, estou impossibilitado de utilizar o meu cartao de todo. Estou saturado de reportar isso ao suporte do banco mas sem progresso ate agora, para piorar, o suporte fecha os meus casos sempre com a mesma resposta (estamos a experienciar problemas etc…) portanto suporte horrivel e experiencia de utilizacao igualmente horrivel no momento e tudo o que tenho a dizer.
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Worst ever app

This should be banned from the App Store. The most useless app I ever came across. The system is very old, unresponsive. The company wants to now the registration of my company where I work abroad, which I don't even know. Wants to know if I rent or live in my own house. It seems this company wants to gather as much data as possible from its customers. I would avoid it like the devil from the cross. Well app doesn't work anyone and should be banned.
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SOCORRO

Preciso urgentemente ajuda e ninguém nesta companhia quer saber. Já estou a 9 meses a tentar concertar a minha situação e a tentar entrar na minha conta mas não consigo!!! Fazendo com que tenha pagamentos em atraso o que está a e estressar me imenso!

Muitos bugs

Mts bugs na aplicação do iPhone
Não se consegue confirmar certas opções no canto superior direito nem em baixo

Response from developer

Agradecemos o seu comentário e a identificação do problema que referiu. Se o problema persistir estamos disponíveis para o ajudar através do chat gratuito de Apoio ao Cliente na App ou através da Linha Cliente Universo 707 100 622. Até breve, Equipa Universo.

Developer apps

FAQ

What can I do with Universo?

Universo allows you to check your account balance, make payments and transfers, subscribe to personal and consolidated credit, manage insurance, and invest in financial solutions. You can also track spending by category and payment method.

Is Universo secure?

Yes, Universo prioritizes security with features like virtual cards for online payments, spending limit configuration, and transaction alerts. You can also temporarily block or replace your card if it's lost or stolen.

Can I manage my credit and insurance through Universo?

Absolutely. Universo enables online subscription and management of personal credit, car credit, consolidated credit, and various insurance policies like health, home, and dental.

Does Universo offer investment options?

Yes, Universo provides access to hand-picked financial solutions for saving and investment, including guaranteed capital, defensive, balanced, and dynamic investment options.

How can I track my spending with Universo?

Universo offers detailed spending analysis by category (e.g., food, clothing, entertainment) and by payment method. You can also view accumulated discounts on each purchase and access transaction payment proofs.

What are the payment options available in Universo?

You can choose various payment modalities, including 'End of Month', '3x with interest', '6x', '12x', or direct debit. You can also change the payment modality for purchases or payments already made.

Does Universo have ads?

No, Universo is ad-free, allowing for an uninterrupted user experience.

What devices support Universo?

Universo is available on iPhone, iPad, and iPod, making it accessible across multiple Apple devices.