Best apps like Upesa

10+ similar apps compared and reviewed

4.0 avg rating
10 free apps
Updated July 2026

Whether you want more options like Upesa or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Upesa

Duffle#1

Duffle by IVORYCHAIN TECHNOLOGIES (PTY) LTD

Editor's Choice
💰 Finance
5.0(4 ratings)
FreeAds
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Easily spend, send, and receive digital currencies with this app. It supports various cryptocurrencies and networks, offering a secure and simplified way to manage your assets without requiring crypto knowledge from merchants. Refer friends to earn rewards and grow your portfolio.

FLEX - Instant Payments#2

FLEX - Instant Payments by Koinage LLC

Send money. Instant payments.
Strong Contender
💰 Finance
4.7(11 ratings)
Free
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Send and receive money instantly in Nigeria using a unique PayTag. Easily pay merchants via QR codes or directly in the app, and request funds with notes for clear tracking. Upgrade your tier for higher limits and enhanced features.

Vivapay by LA VIVA PAY INC#3

Vivapay by LA VIVA PAY INC by LA VIVA PAY INC

Worth Considering
💰 Finance
3.0(3 ratings)
Free
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This app facilitates seamless and secure payments and money transfers for Nigerians, both domestically and internationally. It allows users to pay bills, send money to loved ones, and top up airtime with transparent fees and advanced security.

More apps like Upesa

4
Cashir App - Mobile Banking
Cashir App - Mobile Banking
Cashir App - Mobile Banking
Get cash anytime and anywhere
Free

Access and perform financial transactions from anywhere, anytime. This app allows you to withdraw, transfer, and deposit cash, and access loan services without visiting a bank. It connects you with other users to facilitate cash transactions.

Cash withdrawal and depositPeer-to-peer cash transfersLoan services access
💰 Finance
(1)
free
5
KongaPay
KongaPay
KongaPay
by Konga Online Shopping Limited
Free

This mobile wallet simplifies payments, transfers, and savings. It offers instant money transfers, bill payments, and tools for businesses. Earn rewards on savings and enjoy discounts on purchases.

Instant money transfersBill and subscription paymentsSavings with interest
💰 Finance
(153)
free with in-app purchases
6
PocketMoni
PocketMoni
PocketMoni
Your Money, Your Way
Free

Manage your money effortlessly with features like fast money transfers, group savings, bill payments, and subscription management. Understand your spending habits with detailed reports and customize your app experience. Secure and user-friendly, it's designed for easy financial control.

Fast money transfersGroup savings with trackingBill and subscription payments
💰 Finance
(101)
free
7
Blayzz
Blayzz
Blayzz
Enjoy a premium lifestyle
Free

This financial lifestyle app offers a comprehensive ecosystem for managing your money and accessing essential services. It allows for instant account opening, budgeting, saving, fund transfers, bill payments, and even provides access to loans and lifestyle services.

Instant account openingFree unlimited bank transfersBill and airtime payments
💰 Finance
(1)
free
8
Gaya: AI Crypto Wallet
Gaya: AI Crypto Wallet
Gaya: AI Crypto Wallet
Multichain Web3 Wallet
Free

A multichain Web3 wallet offering secure, keyless access via email or social login, alongside traditional seed phrase options. Manage assets across multiple chains, swap tokens, and interact with dApps seamlessly. Features an AI assistant for guidance and rewards for user engagement.

Multichain asset managementKeyless wallet creation with MPCIn-app token swaps
💰 Finance
(185)
free with in-app purchases
9
MY-EC NIGERIA
MY-EC NIGERIA
MY-EC NIGERIA
by Myecurrency Nigeria Limited
Free

This app allows users to securely trade cryptocurrencies and gift cards for cash, offering competitive rates and instant payouts. It also facilitates easy payment for bills, airtime, and data bundles, consolidating daily financial transactions into one platform.

Trade Bitcoin, USDT, EthereumSell gift cards for cashPay electricity and cable bills
💰 Finance
(49)
free
10
Paylign-Seamless Transactions
Paylign-Seamless Transactions
Paylign-Seamless Transactions
by Paylign Technologies Limited
Free

Facilitate global money transactions with virtual cards for international payments. Send and receive funds locally and across borders, and access foreign exchange liquidity for various expenses. Your accounts are protected with PIN and biometric security.

Global virtual card paymentsLocal and cross-border money transfersFX liquidity for payments
💰 Finance
(16)
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