USAPay Insights
Take-home pay, all 50 states
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See what you actually keep from your pay, in every US state and DC. USAPay Insights calculates 2026 federal income tax, Social Security, Medicare, state income tax, city and county taxes (like New York City) and state payroll deductions such as SDI and paid family leave.
Every number comes from the same open, documented engine as usapayinsights.com, checked against IRS Publication 15-T and every state's own tax department. The calculation runs on your phone; your salary never leaves it.
No account, no ads. Nine languages: English, Español, 中文, Tagalog, Tiếng Việt, Русский, Kreyòl, 한국어, हिन्दी.
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What's New in USAPay Insights
1.4.0
November 2, 2026
• Made for iPad: your inputs on the left, your take-home pay on the right, updating as you type. • A clearer start: pick hourly, salary or timesheet on the home screen, fill in your pay, then see the full breakdown. • Signed in? Every calculation now goes into your history automatically. • More accurate city taxes: payroll HSA contributions no longer count toward the Detroit, Kansas City, St. Louis and Ohio city wage taxes.
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