About
Manage business expenses with instant virtual cards and granular spending controls. Issue cards to employees and vendors with custom limits, track spending in real-time, and automate expense reporting with AI-powered features. Physical cards are also available for convenient payment options.
What's New in Virtual Cards
1.4.0
July 4, 2026
• Added support for Apple Pay. • Add eligible cards to Apple Wallet directly from the app. • Eligible cards can now also be added from within Apple Wallet. • Updated the Request a Card functionality for a smoother and more reliable user experience. • Enhanced Payee Form validation with security improvements. • Improved Payee Address validation and refined the UI for better usability and data accuracy. • Bug fixes and performance improvements.
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FAQ
What is Virtual Cards?
Virtual Cards is a finance app designed to simplify business expense management. It allows users to create instant virtual cards with custom spending limits, track expenses in real-time, and automate reporting.
How secure is Virtual Cards?
Virtual Cards offers enterprise-grade security with bank-level encryption, fraud protection, instant freeze/unfreeze capabilities, and tokenization for enhanced payment security. Biometric authentication is also supported through digital wallets.
Can I issue cards to employees and vendors with Virtual Cards?
Yes, Virtual Cards allows you to issue cards to employees, contractors, and vendors with preset limits and real-time monitoring. You can also set time-based and merchant category restrictions.
Does Virtual Cards offer physical cards?
Yes, physical cards are available through Virtual Cards. They are printed and shipped within days, offering a convenient option for in-person transactions.
How does Virtual Cards automate expense management?
The app uses AI-powered features for automated receipt capture via SMS and notifications, intelligent transaction categorization, and automated expense report generation. It also provides real-time spending analytics.
What accounting software can I export data to from Virtual Cards?
Virtual Cards allows you to export data for integration with popular accounting software such as QuickBooks and Xero, streamlining your financial reconciliation process.
Is Virtual Cards free to use?
Yes, Virtual Cards is available for free. The app does not have annual fees or hidden charges, making it an accessible solution for businesses.
What devices does Virtual Cards support?
Virtual Cards is supported on iPhone, iPad, and iPod devices, providing a mobile-first experience for managing business finances on the go.
