Free

Details

  • Released
  • Updated
  • September 13, 2021
  • March 11, 2026

Features

Zil.US screenshot #1 for iPhone
Zil.US screenshot #2 for iPhone
Zil.US screenshot #3 for iPhone
Zil.US screenshot #4 for iPhone
iphone
ipad
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About

This app offers a comprehensive online banking solution for businesses and individuals. It provides features like free checking accounts, early direct deposit, and tools for building credit. Manage your finances with secure, modern banking tools and no hidden fees.

โœ“Free business/personal checking accounts
โœ“Early direct deposit
โœ“Credit builder tool
โœ“Fee-free ACH and wire transfers
โœ“Instant and physical Visa cards
โœ“Card management with custom limits
โœ“Two-factor authentication
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What's New in Zil.US

2.6.3

March 11, 2026

. Added verification protection during login and sign-up. . Bug fixes for smoother performance. . Overall enhancements for a better app experience.

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User reviews

Fake App?

Is this a fake app? None of the functions work and no customer service.

They stole 200,000$ from me. Do not use

This bank has stolen over 200,000$ from my business. They literally destroyed everything I built over 7 years. They will not give any reason or excuse they just keep apologizing. This has been going on for weeks. They stole my money. From what is seems like you have nothing to worry about if its a small amount of money, but they will wait until you have a hefty sum and then freeze all your accounts and never give you back your money.
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Full of Issues

This app is terrible! Better off going to the website!

Scammmmmmmm

They just want your information once you finish creating an account and try to login itโ€™s going to say you donโ€™t have an account

Canโ€™t login

I canโ€™t even login to the app just spins forever

Developer apps

FAQ

What types of accounts can I open with Zil.US?

Zil.US allows you to open both free business and personal checking accounts. These accounts are designed to meet a variety of financial needs for individuals and companies.

How does Zil.US help build credit?

Zil.US offers a modern credit builder tool. By making regular on-time payments through the platform, users can work towards increasing their credit score sooner.

Are there any hidden fees with Zil.US accounts?

No, Zil.US emphasizes a 'goodbye to hidden fees' approach. The app states there are no monthly fees, no hidden fees, and no minimum balance requirements for its accounts.

Can I get paid early with Zil.US?

Yes, Zil.US offers the benefit of getting paid up to two days early with direct deposit. This feature helps users access their funds sooner.

What security features does Zil.US offer?

Zil.US provides free, safe security features including two-factor authentication and instant alerts for account activity. These measures help users control and protect their banking.

Does Zil.US support sending money to vendors and friends without fees?

Yes, Zil.US allows you to pay vendors, payees, and friends with no transfer fees. This applies to money sent through their platform.

On which devices can I use Zil.US?

Zil.US is available on iPhone, iPad, and iPod devices. The app is designed for mobile use across Apple's ecosystem.

How often is Zil.US updated?

The latest version of Zil.US is 2.6.3, last updated on March 11, 2026. This indicates a recent update, suggesting ongoing development and support for the application.