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h.way

h.way

by LEAP FINANCIAL, INC

97 ratings
55 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • December 16, 2022
  • April 15, 2024

Features

Developer

LEAP FINANCIAL, INC
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About

This app offers a banking experience designed for your community, allowing you to manage money without minimum balances or surcharges. It provides a Mastercard debit card with identity theft protection, early payday access, and fee-free ATM withdrawals. Funds are FDIC-insured for your security.

✓No SSN required for signup
✓No minimum balance or surcharges
✓FDIC-insured funds
✓Mastercard debit card with ID theft protection
✓Early payday access
✓Fee-free ATM network
✓Instant money transfers
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What's New in h.way

3.7.18

April 15, 2024

As we transition to a new sponsor bank, we’ve updated our user experience. Features such as card requests, Apple Pay, Google Pay, and transfers from other banks will become unavailable. These changes are designed to minimize inconvenience for our current clients as we plan our onboarding to the new sponsor bank.

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User reviews

Most RecentHighest RatedLowest Rated

Hispanic Way

I love how this Bank is aligned with the Hispanic community. Great app
Tomas19702017Tomas19702017

No way to sign up

Once you download the app, you can log in, but there’s no place to sign up. There’s text that says “sign up” and an arrow, but nothing clickable.
Ar4636Ar4636

App keeps crashin on login

Every time I try to login the app keeps crashing. I can not access my account.
Rick"Rick"

Really bad bank

Este banco no es seguro
lovelily12lovelily12

No customer support at all

NO CUSTOMER SUPPORT AT ALL. I put an incorrect pin three times, and they asked me to call their support. I called several times and they hang after 5 minutes of waiting, their whatsapp number is not responsive. I'm glad I only had a few dollars in this account!! If I had thousands I would be very mad.
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Emiliano1AEmiliano1A
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FAQ

What is h.way?

h.way is a financial app designed to offer a banking experience tailored to community needs. It allows users to manage their money without requiring a minimum balance or incurring surcharges. The app provides a Mastercard debit card, early access to paychecks, and access to a large network of fee-free ATMs.

How do I sign up for h.way?

You can sign up for h.way using your passport or a valid license. The app is designed to be accessible, and you do not need an SSN if you don't have one. This makes it easier for a wider range of individuals to open an account.

Are my funds safe with h.way?

Yes, your funds are kept in an FDIC-insured institution. This means your money is protected up to $250,000 by the FDIC in the event that Metropolitan Commercial Bank fails, provided specific deposit insurance requirements are met and your card is registered.

What are the benefits of using h.way?

h.way offers several benefits, including a Mastercard debit card with 24/7 ID Theft Protection, the ability to receive your paycheck up to two days earlier, access to around 55,000 ATMs without surcharges, and instant, fee-free money transfers to other h.way users. You can also freeze and unfreeze your account directly from the app.

Is h.way free to use?

Based on the provided information, the app itself is free to download and use, with no minimum balance requirements or surcharges mentioned for basic account operations. The monetization model appears to be free, focusing on providing financial services without upfront costs or ongoing fees for standard usage.