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Greenwood - Mobile Banking

Greenwood - Mobile Banking

by Greenwood, Incorporated

7.3K ratings
138 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • June 16, 2022
  • November 7, 2025

Features

Developer

Greenwood, Incorporated
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❓5 answered
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About

This financial app offers savings and spending accounts designed for the Black and Latino communities. It provides early direct deposit, fee-free ATM withdrawals, and opportunities to support community initiatives through account features.

✓Digital savings and spending accounts
✓4.15% APY on savings
✓No overdraft or monthly fees
✓Fee-free ATM withdrawals worldwide
✓Early direct deposit
✓Community giving features
✓Contactless payments with Apple Pay
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What users say

Summarized from real user reviews of Greenwood. Based on 7.3K reviews and a 4.8/5 average, it highlights the 4 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 💳Smooth banking experience
  • 🕰Early direct deposit
  • 🤝Support for minority communities
  • 🚀Innovative mobile banking app

Negative things

  • 🐛Frequent app crashes and freezes
  • 🕰Slow processing times for transfers and deposits
  • 📞Poor customer service and lack of responsiveness
  • 🔒Security issues and account lockouts
  • 💳Debit card delivery delays
See all reviews

What's New in Greenwood

4.9.3

November 7, 2025

Bug fixes

User reviews

Most RecentHighest RatedLowest Rated

Terrible!

I’ve had this account for a few years. The app doesn’t always try s deliver certain functions. Adding an external account is impossible! I called and the recorded message said, “No customer service representatives are available.” I called during their stated hours of operation! No chat feature available in app. My funds are stuck there! I’ve had to go through my external bank. This is unacceptable’
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ElderKElderK

App

I haven’t been able to log into the app for the past three days. This isn’t the first time this has happened. Please fix the app asap!
LoPacShakur23LoPacShakur23

Considering finding a new bank

I’ve had my account a few years now but lately it’s become a not so good experience. Every other month I’m being kicked out the app due to error and credentials and it’s happening more often to the point it’s frustrating. I’ll be closing my account soon
Bad banking choiceBad banking choice

Weird Log-In Issues

Sometimes out of the month there are actually full days where they say my credentials are not allowing me to log in. Whether it is Face-ID or password, this raises a full concern because of how much I’ve invested with stocks through this app.
LuisM615LuisM615

Scam

I can’t use my card or get my money out
Alta00099Alta00099
See 133 more reviews

User experience

🐞

Reported Bugs

3 issues

Login screen issues and inability to access accounts

Bug

Disappearing mobile deposit feature

Bug

Inconsistent biometric authentication

Bug
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Requested Features

5 requests

Add Zelle integration

Feature

Implement mobile check deposit

Feature

Provide more transparency on account holds and restrictions

Feature

Improve in-app transaction history and search functionality

Feature

Introduce budgeting and savings tools

Feature

FAQ

What does the Greenwood app do?

The Greenwood app provides digital savings and spending accounts for the Black and Latino communities. It aims to help users save money, get paid early, and contribute to community initiatives. Banking services are provided by Coastal Community Bank, Member FDIC.

What are the key features of the Greenwood app?

Key features include digital savings and spending accounts with no minimum or monthly fees, earning 4.15% APY on savings, fee-free ATM withdrawals worldwide, early direct deposit, and contactless payment options. The app also integrates community giving through spare change round-ups.

Is the Greenwood app free to use?

Yes, the app is free to use. There are no overdraft fees, ATM surcharge fees at participating locations, minimum balance fees, or peer-to-peer transfer fees. The savings account has no minimum or monthly fees.

What are the use cases for the Greenwood app?

Users can open a savings account to set aside money for goals, use a spending account for daily transactions with a Mastercard-branded debit card, and benefit from early access to their paychecks. The app also allows users to contribute to charities like Goodr, UNCF, and NAACP.

Is my money safe with Greenwood?

Yes, deposits are insured up to $250,000 per depositor through pass-through insurance at Coastal Community Bank, Member FDIC, provided certain conditions are met. The Greenwood Debit Mastercard® is issued by Coastal Community Bank and is protected by Mastercard's Zero Liability Policy for unauthorized purchases.