Best Mobile Bank Apps

249+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated August 2026

If you already know BankMobile, this is the deeper bench. 249+ mobile bank apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of August 2026.

Compare top Mobile Bank Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1BankMobileBankMobileFree4.7★ (33K)NoNoAug 2026
2Chime® – Mobile BankingChime® – Mobile BankingFree4.8★ (1.6M)YesNoAug 2026
3Varo Bank: Online BankingVaro Bank: Online BankingFree4.9★ (233K)NoNoAug 2026
4Huntington Mobile BankingHuntington Mobile BankingFree4.8★ (276K)NoNoAug 2026
5Current - Mobile BankingCurrent - Mobile BankingFree4.8★ (196K)NoNoAug 2026
6GO2bank: Mobile bankingGO2bank: Mobile bankingFree4.8★ (63K)NoNoAug 2026
7Porte: Mobile BankingPorte: Mobile BankingFree4.8★ (14K)YesNoAug 2026
8Citi Mobile®Citi Mobile®Free4.9★ (4M)NoNoAug 2026

Top Picks for Mobile Bank Apps

BankMobile#1

BankMobile by BM TECHNOLOGIES, INC.

Digital banking on demand!
Editor's Choice
💰 Finance
4.7😞(33K ratings)
Free
BankMobile screenshot 1
BankMobile screenshot 2
BankMobile screenshot 3
BankMobile screenshot 4
BankMobile screenshot 5

Manage your finances with a digital banking app offering cash back rewards, early direct deposit, and instant money transfers. Easily link external accounts, deposit checks, and pay bills from your mobile device.

What We Love

  • 🚀 Immediate fund transfers
  • 👍 User-friendly app
  • 🚀 Fast check deposits
  • 🔒 Secure account

Room to Improve

  • 🐛 Unreliable app performance
  • 💰 Excessive fees
  • 🚫 Limited ATM access
Chime® – Mobile Banking#2

Chime® – Mobile Banking by Chime Financial, Inc.

The #1 Choice for Banking
Strong Contender
💰 Finance
4.8😊(1.6M ratings)
FreeAds
#7in Finance
Chime® – Mobile Banking screenshot 1
Chime® – Mobile Banking screenshot 2
Chime® – Mobile Banking screenshot 3
Chime® – Mobile Banking screenshot 4
Chime® – Mobile Banking screenshot 5
Chime® – Mobile Banking screenshot 6

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

What We Love

  • 🚀 Early paycheck
  • 💰 No overdraft fees
  • 👍 Easy to use app
  • 💳 Credit builder feature

Room to Improve

  • 🐛 Inconsistent direct deposit timing
  • 🤖 Poor chatbot support
  • 💳 Difficulty with card activation/replacement
Varo Bank: Online Banking#3

Varo Bank: Online Banking by Varo Money inc

Early Payday & Cash Advances
Worth Considering
💰 Finance
4.9😞(233K ratings)
Free
#42in Finance
Varo Bank: Online Banking screenshot 1
Varo Bank: Online Banking screenshot 2
Varo Bank: Online Banking screenshot 3
Varo Bank: Online Banking screenshot 4
Varo Bank: Online Banking screenshot 5
Varo Bank: Online Banking screenshot 6

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

What We Love

  • 💳 Great credit building card
  • 🚀 Fast and efficient banking
  • 🔒 Secure credit and debit cards
  • 💰 Competitive interest rates

Room to Improve

  • 🕰️ Slow mobile check deposits
  • 🤖 Ineffective customer service
  • 🔒 Difficulty accessing accounts during maintenance

More Mobile Bank Apps apps to explore

4
Huntington Mobile Banking
Huntington Mobile Banking
Huntington Mobile Banking
Access bank accounts on the go
Free

Manage your Huntington accounts, pay bills, deposit checks, and transfer funds securely from your mobile device. The app offers budgeting tools, real-time alerts, and card management features to help you stay on top of your finances.

Check account balancesPay bills and transfer fundsDeposit checks remotely
💰 Finance
(276K)
free
5
Current - Mobile Banking
Current - Mobile Banking
Current - Mobile Banking
Get Paid Early. Build Credit.
Free

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

Get paid up to 2 days earlyAdvance paycheck up to $750Overdraft fee-free banking
💰 Finance
(196K)
free
6
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
💰 Finance
(63K)
free
7
Porte: Mobile Banking
Porte: Mobile Banking
Porte: Mobile Banking
Get Paid Faster, Save, Earn
Free

This mobile finance app helps you get paid faster, access fee-free ATMs, and even gives back to charity with your spending. It offers in-person service options and aims to provide a convenient banking experience without monthly fees for qualifying users.

Get paid up to 2 days earlyNo monthly fee with qualifying direct depositCharitable giving on purchases
💰 Finance
(14K)
free with in-app purchases
8
Citi Mobile®
Citi Mobile®
Citi Mobile®
A Banking App Designed for You
Free

Manage your banking and finances with a comprehensive mobile app. Open accounts, deposit checks, pay bills, and track spending. Securely access your accounts and manage your cards with features like card locking and PIN resets.

Open new accountsMobile check depositPay bills and schedule payments
💰 Finance
(4M)
free with in-app purchases
9
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
Personal Finance and Invest
Free

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

Manage accounts and cardsSend and request money with Zelle®Deposit checks with increased limits
💰 Finance
(2.1M)
free with in-app purchases
10
Mechanics Bank Mobile Banking
Mechanics Bank Mobile Banking
Mechanics Bank Mobile Banking
by Mechanics Bank
Free

Access your accounts conveniently and securely on the go. Check balances, deposit checks, transfer funds, and pay bills with ease. Locate branches and ATMs, and contact customer support directly from the app.

Check account balancesMobile check depositFingerprint login
💰 Finance
(12K)
free
11
Arvest Mobile Banking App
Arvest Mobile Banking App
Arvest Mobile Banking App
The Banking App by Arvest
Free

Manage your finances with ease. Deposit checks, transfer funds, pay bills, and control your cards. Securely send and receive money with Zelle® and get instant account alerts.

Mobile check depositFund transfersBill pay
💰 Finance
(265K)
free
12
MAJORITY: Mobile banking
MAJORITY: Mobile banking
MAJORITY: Mobile banking
Get a US account without SSN
Free

Manage your money with a mobile banking app designed for internationals. Open an FDIC-insured account and get a Visa debit card with just a passport. Send money abroad, top up phones, and make international calls at competitive rates.

FDIC-insured accountVisa debit card with cashbackInternational money transfers
💰 Finance
(82K)
freemium
13
Main Street Mobile Banking
Main Street Mobile Banking
Main Street Mobile Banking
by Main Street Bank MA
Free

Manage your finances on the go with this mobile banking app. Access accounts, deposit checks, make transfers, and pay bills securely. Enjoy quick access with biometric login and view balances instantly.

Manage checking, savings, and loan accountsDeposit checks via photoTransfer funds between accounts and externally
💰 Finance
(446)
free
14
myWisely: Mobile Banking
myWisely: Mobile Banking
myWisely: Mobile Banking
Get paid. Track spend. Save.
Free

Manage your finances with early access to paychecks, fee-free banking, and automated savings tools. This app allows you to track spending, pay bills, and save for your goals, even when changing jobs.

Get paid up to 2 days earlySave for goals automaticallyNo hidden or overdraft fees
💰 Finance
(35K)
free
15
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(418K)
free with in-app purchases
16
Discover Mobile
Discover Mobile
Discover Mobile
Banking and Finance
Free

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

Account balance and transaction viewingPayment management and schedulingRewards redemption
💰 Finance
(5.2M)
free
17
Dollar Bank Mobile App
Dollar Bank Mobile App
Dollar Bank Mobile App
by Dollar Bank
Free

Manage your Dollar Bank accounts conveniently from your mobile device. Deposit checks, transfer funds, pay bills, and send money securely. Access account balances quickly and find nearby ATMs or branches.

Secure account access 24/7Mobile check depositQuick Balance view
💰 Finance
(23K)
free
18
PNC Mobile Banking
PNC Mobile Banking
PNC Mobile Banking
Digital Banking Solutions
Free

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, deposit checks, pay bills, and send money securely. It also offers tools to track spending, set budgets, and manage savings goals.

Check account balances and transactionsSecure sign-on with biometricsSend money with Zelle®
💰 Finance
(2M)
free
19
Central Bank - Mobile
Central Bank - Mobile
Central Bank - Mobile
by Central Bancompany
Free

Manage your finances on the go with features like mobile check deposit, bill pay, and fund transfers. Securely send money to friends and family, set up custom alerts, and track your spending with ease. Access your accounts quickly and conveniently from your smartphone.

Mobile check depositBill payFund transfers
💰 Finance
(55K)
free
20
Greenwood - Mobile Banking
Greenwood - Mobile Banking
Greenwood - Mobile Banking
by Greenwood, Incorporated
Free

This financial app offers savings and spending accounts designed for the Black and Latino communities. It provides early direct deposit, fee-free ATM withdrawals, and opportunities to support community initiatives through account features.

Digital savings and spending accounts4.15% APY on savingsNo overdraft or monthly fees
💰 Finance
(7.3K)
free

FAQ about Mobile Bank Apps

What are the best mobile bank apps for iPhone?
BankMobile tops our mobile bank apps ranking as of August 2026, with a 4.7-star average from 33K App Store ratings, and it's free to download.
Yes — 20 of the top mobile bank apps we rank are free to download, including BankMobile and Chime® – Mobile Banking.
BankMobile has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ mobile bank apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The BankMobile app provides a comprehensive digital banking experience. It allows users to manage their accounts, earn cash back on purchases, receive direct deposits up to two days early, and send/receive money instantly with other customers. It also offers features like mobile check deposit, bill pay, and the ability to lock your debit card.
You can earn cash back on purchases from over 40,000 online locations and 12,000 local locations through offers available in the app. The earned cash back will be credited to your BankMobile checking account within ninety (90) calendar days after the qualifying transaction has posted.