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ZYNLO

ZYNLO

Spend. Save. Earn. ZYNLO.

128 ratings
36 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • December 10, 2019
  • June 5, 2026

Features

Developer

PeoplesBank
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About

This app helps you save and earn money by rounding up your debit card purchases and matching the difference. It also offers early access to your paycheck and high-yield accounts with no fees.

✓Round up debit card purchases
✓Match savings roundups
✓Early payday access
✓High-yield checking and savings accounts
✓No monthly fees
✓Savings goals
✓Spending insights
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What's New in ZYNLO

11.18

June 5, 2026

This version includes accounts page enhancements, bug fixes, and more.

User reviews

Most RecentHighest RatedLowest Rated

They still your money

The decide to closed your account and never refund the money left in account. They are scams
YaimitaYaimita

Worst bank ever

I’ve just received my card and the numbers don’t match what they have in their system or the app extremely disappointed I wish I didn’t sign up for this bank because they can’t do what regular online banks can do like give you your full card info and or solve problems. Please stay away from this bank
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ZaragombaZaragomba

App Could Get Better

The app could be updated to be more fluent and streamlined. Could fix the occasional crashes and how sluggish it can be at times. Could also make it more modern; and finally only have the features the customers will actually use.
LRShankelLLRShankelL

Poor service

I called multiple times to fix my sign in issue they keep making wait or leave a message but never returned my calls to fix the issue
E_M_Jedi_Z_1203E_M_Jedi_Z_1203

Zynlo

Love it!!!
REALSHOPPERRRREALSHOPPERRR
See 31 more reviews

Developer apps

PeoplesBank Mobile Access
PeoplesBank Mobile Access

by PeoplesBank

💰 Finance

(6K)

Free
PeoplesBank Cash Management
PeoplesBank Cash Management

by PeoplesBank

💰 Finance

(5)

Free
UWFS
UWFS

Banking for Union Workers

💰 Finance

(1)

Free
See developer apps

FAQ

What does ZYNLO do?

ZYNLO offers a digital banking experience that allows you to spend, save, and earn money. It features a debit card that rounds up purchases and matches the savings, provides early access to direct deposit funds, and offers high-yield checking and savings accounts with no fees.

How does the ZYNG Round Up & Match feature work?

When you use your ZYNLO debit card, each transaction is rounded up to the nearest dollar. This rounded-up amount is transferred to your savings account, and ZYNLO matches this amount. The matching rate can vary based on your account balance after an initial period.

Is ZYNLO free to use?

Yes, ZYNLO advertises no bank account fees, no ATM fees, no account balance minimums, and no transaction limits. The core banking services and features like ZYNG Round Up & Match are provided without direct cost to the user.

What are the benefits of using ZYNLO for savings?

ZYNLO makes saving easy through its ZYNG Round Up & Match feature and personalized Savings Goals. Your savings are held in a high-yield savings account, allowing your money to grow while you work towards your financial objectives.

How does ZYNLO help me get paid faster?

If your employer offers direct deposit and uses a participating service, ZYNLO can provide you with access to your funds up to two days earlier than your usual payday. This feature helps you manage your cash flow more effectively.