ZYNLO vs Old Glory Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ZYNLO
This financial app offers high-yield accounts, early payday access, and digital tools to help users save and earn more. It features no monthly fees and rewards for banking, aiming to simplify financial management.
- High-yield checking, savings, and CDs
- ZYNG Round-Up rewards
- Early Payday access
- No monthly account fees
- Secure digital banking tools
- FDIC Insured
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EARN MORE. BANK SMARTER. Bank better with ZYNLO—where your money works harder with high-interest accounts, no monthly fees, ZYNG Round-Up rewards^, Early Payday^^, and simple digital tools designed around you. MAKE MORE OF YOUR MONEY • ZYNLO helps you grow your money faster—and rewards you along the way with ZYNG. • High-yield checking^^^, savings* and Certificates of Deposit** • Award winning High Yield Money Market Account*** • No caps on interest earnings • Earn rewards with ZYNG while you bank • No monthly account fees BUILT FOR REAL LIFE • Everything you need—right in your pocket. • Get paid early with Early Payday • Move money easily between all your bank accounts • Add your debit card to your digital wallet • Diverse offering of high-yield products • Secure access with multi-factor authentication SMART SAVING, SIMPLIFIED • Whether you’re just getting started or building serious savings: • Savings and money market accounts designed to grow • Clear, simple savings tools to help you stay on track • Diverse offering of high-yield products to meet the needs of all customers • No hidden fees—ever Why Customers Choose ZYNLO • FDIC Insured • Competitive high-yield account offerings • No monthly fees • Early Payday—get paid up to two days early • Simple, modern digital banking mobile app Download ZYNLO today and start earning more from your money. PRODUCT DETAILS & DISCLOSURES ^ZYNG Round Up & Match is available only while you maintain eligibility requirements. See Truth in Savings section of Terms and Conditions for more details. Zynlobank.com/file/accountDisclosures. ^^Early Payday: Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Current interest rates and Annual Percentage Yield (APY) for ^^^More Spending Account, *Tomorrow Savings Account, ***ZYNLO Money Market Account, and **ZYNLO Certificates of Deposit (CDs), are available at zynlobank.com/rates. Product terms, minimum opening deposit requirements, minimum balance requirements to earn APY, fees, eligibility requirements, and account disclosures are available at zynlobank.com/file/accountDisclosures Rates for variable-rate products are subject to change after account opening. CD rates are fixed for the term of the account. A penalty may be imposed for early withdrawal from a CD and is based on the maturity term and could reduce earnings. Transaction Limitations apply. Must be 18 or older to open any ZYNLO Bank account.
Old Glory Bank
This banking app prioritizes privacy, security, and liberty for all Americans. It offers features like balance checking, mobile check deposit, fund transfers, customizable alerts, instant debit card control, and budgeting tools to help users achieve their financial goals.
- Check balances and view transactions
- Mobile check deposit
- Deposit cash at 85,000 locations
- Transfer funds between accounts
- Location, amount, and merchant alerts
- Instant debit card on/off
- Budget management and goal setting
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Old Glory Bank is the FDIC-insured community bank for all of America, from sea to shining sea. Our bank and our app are built on the foundation of protecting your Privacy, Security, and Liberty. Check balances and view transactions. Deposit checks through the app or deposit cash at any of 85,000 locations. Transfer funds between accounts. Set alerts and controls based on location, amount, and merchant type. Turn your debit card off and on instantly. Manage your budget and set goals to achieve your American Dream. It’s fast, free, and available to all Old Glory Bank customers. We stand with you.
Screenshots
Verdict
The clearest difference is rating: Old Glory Bank at 4.8 against ZYNLO's 4.2. Old Glory Bank also leads on review sentiment (93% vs 51%) and ratings volume (2.3K vs 151). ZYNLO's advantage is monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Old Glory Bank holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: Old Glory Bank has 2.3K ratings behind it against 151, so its average is the more settled of the two. Written reviews point the same way: 51% of ZYNLO's written reviews are positive against 93% of Old Glory Bank's.
ZYNLO ships an update every 5 weeks, Old Glory Bank every 2 months. Both last shipped on November 7, 2026.
| Parameter | ZYNLO | Old Glory Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (151 ratings) | 4.8 (2.3K ratings) — better |
| Positive reviews | 51.4% of reviews | 92.9% of reviews — better |
| Number of ratings | 151 | 2.3K — better |
| Update frequency | Every 5 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone | iPhone, iPad, Apple Watch — better |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 138 MB | 141 MB |
| Age rating | 4+ | 4+ |
| Developer | PeoplesBank | Old Glory Bank |
Customer experience
ZYNLO
Old Glory Bank
User reviews
ZYNLO
From 151 App Store ratingsWhat we love
- 💰 Great interest rates on savings/money market accounts
- 👍 Easy to use app interface
- 💡 Innovative savings features (round-ups, goals, matching)
- 🚀 Smooth money transfers
- ✅ No monthly fees
Room to improve
- ❌ Account closures without explanation
- 😠 Money held or not refunded after account closure
- 🚫 App login issues (frozen, forbidden, no user found)
- 👎 Poor customer service (unresponsive, no callbacks)
- 🐛 App crashes and sluggishness
Old Glory Bank
From 2.3K App Store ratingsWhat we love
- 👍 Easy to navigate
- 🇺🇸 Supports patriotic values
- 💻 Excellent app functionality
- 🤝 Great customer service
- 💰 Competitive interest rates
Room to improve
- 🐛 Occasional glitches and bugs
- 🕰️ Slow transaction processing
- 📱 Difficult to use for seniors
- 🌐 Limited branch/ATM network
Bugs and requests
ZYNLO
Reported bugs
9 issues- App crashes frequently
- App is sluggish at times
- Login screen freezes
- App shows 'Forbidden' error
- No user found error upon login
Show 4 moreShow fewer
- Messaging with customer service freezes
- Goals feature: blank screen when selecting funding account
- Servers not found when trying to open account
- Card numbers don't match system/app
Requested features
11 requests- Improve app fluency and streamline interface
- Fix occasional app crashes and sluggishness
- Make app more modern with only essential features
- Add chat support option
- Implement Zelle support
Show 6 moreShow fewer
- Fix bug with Goals feature (blank screen for funding source)
- Improve ATM functionality and support
- Allow wire transfers
- Increase daily debit card limit
- Provide full card information in app
- Add dark mode
Old Glory Bank
Reported bugs
3 issues- Login screen issues
- Accounts not loading properly
- Recurring payment problems
Requested features
5 requests- Consolidate banking apps into one
- Add Zelle or similar P2P payment
- Implement 2FA app authentication
- Introduce high-yield savings option
- Improve mobile check deposit process
In-app purchases
ZYNLO
No in-app purchases
Old Glory Bank
No in-app purchases








