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VIVA Finance

VIVA Finance

Build & Access Better Credit

10 ratings
6 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • April 24, 2026
  • June 26, 2026

Developer

Viva Finance, Inc.
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VIVA Finance screenshot #1 for iPhone
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About

This app helps employees build and access better credit. Track your credit score, monitor loan information, and receive personalized recommendations to unlock savings and improve your financial future.

✓Credit score tracking
✓Loan information monitoring
✓Savings recommendations
✓Personalized financial offers
✓Secure account access
✓Referral rewards
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What's New in VIVA Finance

1.1.7

June 26, 2026

Bug fixes and improvements

User reviews

Most RecentHighest RatedLowest Rated

LOVE VIVA

I love Viva and I’m so glad they have an app now. I had some troubles with my credit in the past but I was able to get a loan with Viva when I really needed it. That loan was such a lifesaver and it’s helped me repair my credit history and get back on track with my finances. So grateful to viva for what they do and I’ll definitely be continuing to watch my credit improve with the app
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STH1992STH1992

Handy credit tracker

I used their free credit tracker to track my credit leading up to a mortgage application. The sign up was simple, they give you good insights on your credit, and it’s free!
Cluth guyerCluth guyer

Great for credit tracking

This app is so great for credit tracking! I can see the full history of how my credit score has changed at the touch of a button. Very clear and easy to use
SanchwiSanchwi

Loans for Workers

I took out a VIVA Finance loan and loved the experience! Payments are so convenient directly through your paycheck. You just set it and forget it. My credit score increased by 40 points by the time I had paid off the loan and I never had to even think about my payments. Thank you VIVA!
jackmark3jackmark3

Slick!

Love this for tracking my credit for free.
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FAQ

How does VIVA Finance help build credit?

VIVA Finance helps users build credit by allowing them to track their credit score and providing actionable insights to improve it. It also offers loan options designed around employment, which can contribute to credit building.

What kind of loan options does VIVA Finance offer?

VIVA Finance provides loan options based on employment, not solely on credit score. Users can see if they prequalify for loans from VIVA or its partners, with fast funding available as soon as the same business day.

Is VIVA Finance secure?

Yes, VIVA Finance offers secure and fast access to your account details. Users can manage their outstanding accounts and view their VIVA account information all in one place.

Can I earn money with VIVA Finance?

Yes, VIVA Finance offers ways to earn cash by referring friends and co-workers to the platform. This feature allows users to be rewarded for expanding the VIVA community.

What devices does VIVA Finance support?

Currently, VIVA Finance is supported on iPhone devices. Information regarding Android or other platform availability is not specified in the provided data.

How often is VIVA Finance updated?

The latest version of VIVA Finance is 1.1.7, last updated on June 26, 2026. This indicates a recent update, suggesting the app is actively maintained.

Does VIVA Finance have ads?

Yes, VIVA Finance contains advertisements. Users should expect to see ads while using the application.

What is the age rating for VIVA Finance?

VIVA Finance has an age rating of 4+. This means it is suitable for users aged 4 and above.