WealthDesk is a complete wealth management app for the Indian investor — track every asset, follow markets in real time and plan your financial future, with no login and no subscription required.
YOUR WEALTH IN ONE VIEW
Import your portfolio from an NSDL or CDSL CAS PDF — AI extracts every mutual fund, folio, stock and cost of acquisition in under 30 seconds. Add PPF, EPF, NPS, SSY, fixed deposits, bank accounts, real estate and physical gold. Your net worth updates live as markets move. If you hold regular plan funds, a card shows your annual saving from switching to direct. Swipe between Overview (net worth chart, composition, smart tips) and Holdings (every asset grouped by category, including a cross-portfolio risk breakdown across Equity, Debt and Gold).
RESEARCH TOOLS FOR SERIOUS INVESTORS
- Find a Stock: rank all Nifty 500 stocks by 3M to 15Y CAGR. Filter by sector or index (Nifty 50, Next 50, Midcap 150, Smallcap 250). Tap any row for the full returns table. Share a branded card to WhatsApp or Instagram.
- Find a Fund: search by name or filter Direct Growth funds by category, CAGR, expense ratio and fund house. Long-press to save to a watchlist.
- Fund Compare: analyse up to 3 mutual funds side by side — rolling returns, drawdown charts, SIP simulations.
- MF Watchlist: custom watchlists with live NAV and star ratings. Hall of Fame tracks 29 equity funds with 25+ years of history.
- MF Virtual Portfolio: 20 model portfolios or build your own. Backtest with real NAV history or project forward.
- Category Snapshot: rank every fund in a category by returns and drawdown.
- Market Movers: top gainers, losers and 52-week extremes across Nifty 50, Bank and Midcap 150. RSI Screener for oversold and overbought stocks.
- Stock Watchlist: track NSE stocks, global equities and crypto with price alerts that fire even when the app is closed.
- Stock Virtual Portfolio: backtest any basket of stocks with CAGR over 1, 5 and 10 years.
- Avg Down Calculator: find the right share count to reach a target average cost.
LIVE MARKETS — 60-SECOND AUTO-REFRESH
- Global Pulse: live leaderboard across 18 global instruments with period returns from 1W to 5Y.
- India: Nifty 50, Bank Nifty, Midcap 150 and 15 more indices. Charts with RSI, MACD, Pivots, DEMA and FII/DII flows.
- Global: US, European and Asian indices, DXY Dollar Index and VIX.
- Currencies: live rates vs INR with charts from 1D to 5Y.
- Commodities: Gold, Silver, Crude, Natural Gas and Copper in USD and INR.
- Crypto: 20 coins with market cap, 24h volume and full chart history.
PLANNING FOR EVERY LIFE STAGE
- Financial Plan Journey: a guided 9-step wizard — enter your age, risk profile, savings, SIPs, expenses and loans, and WealthDesk builds a complete retirement roadmap with corpus gap analysis, SIP recommendation and SWP Survival Simulator.
- UPI & Transactions Tracker: log payments manually or share a UPI SMS to auto-fill amount, merchant and category. Budget limits, spending patterns and a home screen widget.
- Investor Profile: 14-question SEBI-aligned risk assessment with Equity/Debt/Gold split.
- 3-Bucket Retirement Strategy: Cash, Income and Growth bucket simulator.
- FIRE Calculator: four retirement corpus scenarios with inflation and return assumptions.
- Term Insurance Planner: cover amount and indicative premium via Needs Analysis.
- Compound Interest Calculator: lump-sum and SIP modes with Rate Variance Matrix.
- NPS Exit Planner: PFRDA exit rules with tier-based lump-sum limits.
- Lifecycle Planner: full retirement journey with year-by-year tables.
- SIP, SWP, Goal, Loan and EMI planners.
PRIVACY BY DESIGN
No account. No subscription. CAS PDFs are processed on a secure WealthDesk server and not stored. Portfolio data stays on your device. AI analysis uses category totals only — never fund names or amounts. WealthDesk Connect lets you share with a nominee or advisor — end-to-end encrypted, with per-connection share levels. Market data from public APIs.
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