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Best apps like Who Owes Me - Payment Tracker

89+ similar apps compared and reviewed

4.6 avg rating
10 free apps
Updated August 2026
Who Owes Me - Payment Tracker
🔧 Utilities
💰 Finance

Looking for something like Who Owes Me? We've analyzed 89+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Who Owes Me

PocketGuard・Budget Planner App#1

PocketGuard・Budget Planner App by PocketGuard, Inc.

Expense & Subscription Manager
Editor's Choice
💰 Finance
4.6😐(7.7K ratings)
FreeAdsIn-App Purchases
#81in Finance
PocketGuard・Budget Planner App screenshot 1
PocketGuard・Budget Planner App screenshot 2
PocketGuard・Budget Planner App screenshot 3
PocketGuard・Budget Planner App screenshot 4
PocketGuard・Budget Planner App screenshot 5
PocketGuard・Budget Planner App screenshot 6

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

What We Love

  • 🚀 Efficient app that helps track spending
  • 👍 Customizable budgeting categories
  • 🚀 Real-time transaction updates
  • 👍 Intuitive and user-friendly interface

Room to Improve

  • 🐛 Recurring issues with bank account syncing
  • 🔒 Security concerns with 2FA/MFA requirements
  • 🚫 Lack of support for certain banks/credit cards
Buddy: Budget Planner App#2

Buddy: Budget Planner App by Buddy Budgeting AB

Money Manager & Tracker
Strong Contender
💰 Finance
4.7😐(9.3K ratings)
FreeIn-App Purchases
#55in Finance
Buddy: Budget Planner App screenshot 1
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Buddy: Budget Planner App screenshot 3
Buddy: Budget Planner App screenshot 4
Buddy: Budget Planner App screenshot 5
Buddy: Budget Planner App screenshot 6

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

What We Love

  • 🚀 Easy to use
  • 👍 Visually appealing
  • 💡 Customizable categories
  • 🚀 Intuitive interface

Room to Improve

  • 🐛 Recurring transactions not working properly
  • 🐛 Balance not carrying over to next month
  • 🐛 Syncing issues between devices
Rocket Money - Bills & Budgets#3

Rocket Money - Bills & Budgets by Rocket Money

Subscription & Expense Manager
Worth Considering
💰 Finance
4.5😊(379K ratings)
FreeAdsIn-App Purchases
#2in Finance
Rocket Money - Bills & Budgets screenshot 1
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Rocket Money - Bills & Budgets screenshot 5
Rocket Money - Bills & Budgets screenshot 6

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

What We Love

  • 🚀 Comprehensive financial tracking
  • 👍 User-friendly interface
  • 💰 Helpful budgeting and savings features
  • 🔒 Secure account integration

Room to Improve

  • 🐛 Buggy app performance and connectivity issues
  • 💸 Misleading or ineffective bill negotiation service
  • 🔍 Difficulty linking all accounts and transactions

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4
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
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This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

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5
Emma - Budget Planner Tracker
Emma - Budget Planner Tracker
Emma - Budget Planner Tracker
Spending, Bills, Money Saving
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Consolidate all your financial accounts in one place to track spending, manage subscriptions, and set budgets. Receive weekly reports, daily balance notifications, and overdraft alerts. Offers bank-level security with SSL encryption and biometric authentication.

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Bills Organizer & Reminder
Bills Organizer & Reminder
Bills Organizer & Reminder
Bill Manager and Bill Monitor
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Manage all your bills in one place to avoid late fees and penalties. Track upcoming payments with customizable reminders and view your financial overview through charts and calendars. Securely access your data and easily mark bills as paid.

Bill tracking and managementCustomizable payment remindersRecurring and one-time bill setup
💰 Finance
(24K)
free with in-app purchases
7
Bills Monitor - Bill Reminder
Bills Monitor - Bill Reminder
Bills Monitor - Bill Reminder
Simple Bills Manager & Tracker
Free

This app helps you manage and track all your bills to avoid late payments. It offers visual tracking, customizable reminders, and detailed logging for various bill types. Easily monitor your financial schedule and stay organized.

Calendar view of billsCustomizable bill remindersAdd bills with detailed information
💰 Finance
(565)
free with in-app purchases
8
Money Tracker+ Expense Manager
Money Tracker+ Expense Manager
Money Tracker+ Expense Manager
Shopping, Mileage, Groceries
Free

This versatile tracking app allows you to log notes, create lists, and monitor various aspects of your life, from expenses and calories to workouts and sleep. Consolidate multiple tracking needs into a single, powerful, and user-friendly application.

Track anything and everythingConsolidate multiple tracking needsCustomizable tracking options
💰 Finance
(182)
free with in-app purchases
9
Bill Organizer Budget Planner
Bill Organizer Budget Planner
Bill Organizer Budget Planner
Expense Tracker, Bill Reminder
Free

Effortlessly manage your finances with this app. Track expenses, set budgets, and get bill reminders to avoid late fees. It also offers family budgeting features and helps you achieve your savings goals.

Bill payment remindersDaily expense trackingBudget planning
💰 Finance
(958)
free with in-app purchases
10
Loan Tracker: You Owe Me
Loan Tracker: You Owe Me
Loan Tracker: You Owe Me
IOUs, Bills & Repayment Plans
Free

This app helps manage money shared between friends, family, or partners. It tracks loans, splits bills, and facilitates clear communication about debts and repayments with built-in message templates and professional statements.

Track loans and IOUsSplit bills easilyBuilt-in Money Messages for conversations
💰 Finance
(347)
free with in-app purchases
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