Free
Rating summary
About
Back from a trip and stuck working out who owes whom?
WhoPays turns your expense log into the fewest possible transfers, instantly.
How it works
• Create a trip and add the people who went. No sign-up.
• For each expense, enter the amount, who paid, and who shares it. Split equally or enter each share.
• The settlement screen shows "who pays whom, how much". Tap "Sent" after you pay to mark it done.
• Copy a summary for your group chat, or share the whole trip as one link. Anyone can open it — no app needed.
Why it's different
• No account, no login. Open it and start.
• Nothing is stored on a server. Your data stays on your device, with one-tap backup files.
• 10 currencies: KRW, JPY, USD, EUR, VND, THB, TWD, PHP, CNY, GBP. Log in the local currency and settle in it.
• Exact to the cent. Uneven splits never lose a cent.
• Works offline once opened.
• Korean and English.
We collect no personal data. Privacy policy: https://whopays-app.web.app/privacy-en
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What's New in WhoPays
1.0
September 10, 2026





