SPEND vs WhoPays

Split bills, settle group expenses and track travel costs in one place. Split dinner with friends in a few taps, or keep track of a trip day by day. SPEND helps you go from a quick calculation to recording expenses and settling up. ■ QUICK SPLITS, WITHOUT THE SETUP Enter amounts and a headcount without creating an event. Add several amounts, revisit recent calculations and make changes. Turn a calculation into a new event when you want to keep recording. ■ A PLACE FOR EVERY TRIP AND GATHERING A weekend away, a meetup with friends or a shared meal. Keep expenses in separate events, with dates, places and notes. Find the records you need by category or tag. ■ SOME COSTS FOR TWO. OTHERS FOR EVERYONE. Choose who paid and who shares each expense. Split equally, set member share ratios or enter individual amounts. Record expenses paid by more than one person. ■ LOCAL SPENDING, FAMILIAR CURRENCY Record in local currency. See costs in your everyday currency. Enter an exchange rate yourself or look up a recent rate. ■ SEE WHO OWES WHOM Review member balances and suggested settlements at a glance. Share the results with your group. ■ LOOK BACK AT WHAT YOU SPENT Explore spending over time and by category or tag. Export your records as CSV to view in Excel, or back up and restore your full records. ■ MINI GAMES FOR YOUR MEETUP Open finger, wheel and pinball games from Quick Split or the transaction list. ■ PLANNED FEATURES • Real-time sharing and sync to keep records together • Detailed statistics to explore spending patterns • Photos and maps to capture moments and places from your travels Support: cs@spendlab.net

Back from a trip and stuck working out who owes whom? WhoPays turns your expense log into a short list of transfers, instantly. How it works • Create a trip and add the people who went. No sign-up. • For each expense, enter the amount, who paid, and who shares it. Split equally or enter each share. • The settlement screen shows "who pays whom, how much". Tap "Sent" after you pay to mark it done. • Copy a summary for your group chat, or share the whole trip as one link. Anyone can open it — no app needed. Why it's different • No account, no login. Open it and start. • Nothing is stored on a server. Your data stays on your device, with one-tap backup files. • 10 currencies: KRW, JPY, USD, EUR, VND, THB, TWD, PHP, CNY, GBP. Log in the local currency and settle in it. • Exact to the cent. Uneven splits never lose a cent. • Works offline once opened. • Korean and English. The app does not send or collect your trip data. A banner ad at the bottom (Google AdMob) may process an advertising identifier and device information, and you can remove ads with a one-time purchase. Privacy policy: https://whopays-app.web.app/privacy-en