Wirex One

Wirex One

Premium Banking.True Ownership

13 ratings
30 reviews
Free

Details

  • Released
  • Updated
  • June 16, 2026
  • October 5, 2026
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About

This app offers premium banking services with features like high cashback, APY on savings, and crypto-backed loans. It aims to replace traditional banks and brokerages by providing true asset ownership and zero fees on transactions and ATM withdrawals worldwide. Enjoy benefits like airport lounge access and concierge services with its premium Visa card.

✓Up to 8% cashback in USD
✓Up to 9% APY on savings
✓Borrow against crypto
✓Zero-fee FX and ATM withdrawals
✓True asset ownership
✓Premium Visa card benefits
✓24/7 crypto trading
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What's New in Wirex One

9.0

October 5, 2026

New release! We've made some under-the-hood changes to make Wirex One smarter, faster and more secure.

User reviews

Geld blockiert – seit Monaten keine Antwort vom Support

Seit mehreren Monaten habe ich ein gravierendes Problem mit meinem Wirex-Konto. Auf meinem X-Konto wird weiterhin Guthaben angezeigt, aber ich kann das Konto nicht auflösen und komme nicht an mein Geld. Eine Auszahlung bzw. Übertragung des vorhandenen Guthabens ist für mich nicht möglich.

Noch enttäuschender ist der Support: Ich habe mich bereits mehrfach an Wirex gewandt und erhalte seit Monaten keine brauchbare Antwort.

Für mich ist es nicht akzeptabel, dass mein eigenes Guthaben angezeigt wird, ich aber nicht frei darüber verfügen kann und gleichzeitig über Monate keine angemessene Unterstützung erhalte.

Ich erwarte eine klare Erklärung, warum ich nicht auf mein Guthaben zugreifen kann, und vor allem eine konkrete Lösung, mit der ich mein Geld auszahlen bzw. übertragen und das Konto anschließend schließen kann.
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Useless

Apo not ready for anything. A joke, really. There is no card, that’s just a lie at the moment. They have no plans, theyhave zero communication with users.

Upgrade

Upgrade says password is wrong from old Wirex but its definitly right. I also checked on Wirex App and it is working

A fuite complètement

Plus aucun fond comme ça du jour au lendemain

Not up to Par

I upgraded from the beta version to this new Wirex One account, my first complaint is you cannot link a bank account because it does not take anything under a dollar to confirm with Chase Bank as far as a confirmation deposit that they do. Second issue is that I put in my debit card and it’s still didn’t take any money out. I even made sure that the address and everything is correct then I used a second card and it still didn’t do the same thing. Third issue I put whatever bitcoin I had into the urn bitcoin vault that they have and I could not disable the auto renew tab. I have been debating using this platform instead of another one that I won’t mention, but with these bugs and not being able to get it out of Erin I think I’ll wait until they fix all these issues.
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Developer apps

FAQ

What is Wirex One's cashback rate?

Wirex One offers up to 8% cashback on everyday spending, paid in USD and redeemable instantly. This rate is competitive compared to many platforms that offer lower percentages or rewards tied to volatile tokens or staking.

How does Wirex One handle asset ownership?

Wirex One ensures users truly own their assets, which are held in non-custodial wallets. The company states it never holds or controls user funds, providing enterprise-grade protection powered by Circle Arc blockchain and Privy.

What are the fees associated with Wirex One?

Wirex One advertises zero fees on foreign exchange and ATM withdrawals on eligible plans. There is also no subscription fee, with perks unlocked through WPAY token holding rather than monthly charges.

Can I borrow money with Wirex One?

Yes, Wirex One allows users to borrow against their crypto instantly without a credit check or selling their assets. This feature provides liquidity without forced liquidation of a user's crypto position.

What are the APY rates for savings with Wirex One?

Users can earn up to 9% APY on stablecoins and other assets through the Earn feature. Users can choose flexible terms for immediate withdrawal or fixed terms for higher rates, with no auto-earning.

What premium Visa card benefits does Wirex One offer?

Wirex One cards, issued on Visa Platinum and Visa Signature, include benefits such as airport lounge access, Visa Luxury Hotel Collection perks, 24/7 Visa Concierge, Hertz discounts, and Air Refunds for flight compensation.

Is Wirex One available on Android devices?

Based on the provided data, Wirex One is currently supported on iPhone devices. Information regarding Android availability was not specified in the application details.

How often is Wirex One updated?

Wirex One was last updated on June 16, 2026, with version 6.0. This indicates a recent update, suggesting ongoing development and maintenance by the developer.