Wirex One

Wirex One

Premium Banking.True Ownership

15 ratings
36 reviews
Free

Details

Released
June 16, 2026
Updated
October 29, 2026
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About

This app offers premium banking services with features like cashback, high APY on savings, and crypto-backed loans. It aims to replace traditional banking, brokerage, and savings products with a focus on user ownership of assets and zero fees.

✓Up to 8% cashback in USD
✓Up to 9% APY on savings
✓Borrow against crypto
✓Zero-fee FX and ATM
✓True asset ownership
✓24/7 crypto trading
✓Premium Visa card benefits
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What's New in Wirex One

10.0

October 29, 2026

New release! We've made some under-the-hood changes to make Wirex One smarter, faster, and more secure.

User reviews

Parfait

Excellent service. Cashback et reward très rémunérateur.

Worst Feature ever

Wirex is not even a good banking don’t do it, they don’t even let you receive money from other people and they take 200 business days to sort out held funds

بل

يا اخوان هاد تطبيق نصب واحتيال

Geld blockiert – seit Monaten keine Antwort vom Support

Seit mehreren Monaten habe ich ein gravierendes Problem mit meinem Wirex-Konto. Auf meinem X-Konto wird weiterhin Guthaben angezeigt, aber ich kann das Konto nicht auflösen und komme nicht an mein Geld. Eine Auszahlung bzw. Übertragung des vorhandenen Guthabens ist für mich nicht möglich.

Noch enttäuschender ist der Support: Ich habe mich bereits mehrfach an Wirex gewandt und erhalte seit Monaten keine brauchbare Antwort.

Für mich ist es nicht akzeptabel, dass mein eigenes Guthaben angezeigt wird, ich aber nicht frei darüber verfügen kann und gleichzeitig über Monate keine angemessene Unterstützung erhalte.

Ich erwarte eine klare Erklärung, warum ich nicht auf mein Guthaben zugreifen kann, und vor allem eine konkrete Lösung, mit der ich mein Geld auszahlen bzw. übertragen und das Konto anschließend schließen kann.
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Love Wirex One

I have been a long-time Wirex user and Wirex One makes the experience even better. Great job at the team!!

Developer apps

FAQ

What is Wirex One's cashback rate?

Wirex One offers up to 8% cashback on everyday spending, paid instantly in USD. This rate is competitive compared to many other platforms that offer lower percentages or rewards locked behind token staking.

How does Wirex One's savings feature work?

You can grow your savings with up to 9% APY on stablecoins and other assets through the Earn feature. You can choose flexible terms for immediate withdrawal or fixed terms for higher rates, and your balance never auto-earns.

Can I borrow money with Wirex One?

Yes, Wirex One allows you to borrow against your crypto instantly without a credit check or selling your assets. This provides liquidity without forced liquidation of your crypto position.

Is Wirex One secure?

Wirex One emphasizes security with assets held in non-custodial wallets and built on Circle Arc blockchain. It features enterprise-grade protection (SOC 2 Type II, 99.99% uptime) and is powered by Privy for wallet security.

Does Wirex One have any fees?

Wirex One advertises zero fees on FX and ATM withdrawals on eligible plans, and there is no subscription fee. Perks are unlocked through WPAY token holding, not monthly charges.

What are the benefits of the Wirex One Visa card?

The Wirex One Visa card includes benefits such as airport lounge access, Visa Luxury Hotel Collection perks, 24/7 Visa Concierge, Hertz discounts, Air Refunds, purchase protection, and extended warranty.

What is the update frequency for Wirex One?

The latest version of Wirex One is 10.0, last updated on 2026-10-29. This indicates a recent update, suggesting ongoing development and maintenance.

What is the user rating for Wirex One?

Wirex One currently has a rating of 1.9 stars from 15 ratings. This suggests that while the app offers many features, user satisfaction may be low based on available feedback.