Optimize your credit card spending by calculating interest-free periods and future rankings. Get timely alerts for statement and due dates, and plan purchases with an interest-free calendar. The app runs locally with secure backups, no personal data collected.
1.3.0
September 9, 2026
What's New & Improvements • Month-End Billing Rules: Support for 29th–31st statement and due dates, with refined interest-free period calculation and calendar scheduling. • Home Customization: Customize home screen modules with the option to show or hide the "Simulation Earnings" card. • Card Visual Polish: Added dynamic glow effects for card network badges on dark card surfaces, along with refined gesture and typography details.
MoreBilled monthly, unlock all Pro features
Dates on 29–31st? Snap to month-end or roll over.
Sep 11, 2026 — Oct 10, 2026
Hello，新版本中增加了后台重试机制，可以改善因一时的网络波动等原因导致的购买失败。 如果仍然无法完成购买，可以尝试通过以下方式解决： 1. 切换网络 2. 重启应用 3. 重启设备 4. 过一段时间再购买 若以上方法均无效，可以通过邮箱联系我们。感谢支持～
哈喽，无法购买，很大原因是由于网络波动或没有为 APP 开启网络权限。因为我这边后台其实有看到非常多购买成功的用户，所以内购本身应该不存在问题。建议可以切换网络或过一段时间再试一下。 下一个版本中，我会把错误信息再细化一下，看看到底是哪一个阶段出了问题。 也谢谢你对 APP 的喜爱～
WiseSwipe is a finance app designed to help users calculate the interest-free periods for their credit cards. It aims to ensure users always select the most cost-effective card for each purchase by optimizing payment cycles.
No, WiseSwipe does not collect any personal data. The app operates entirely on your local device without requiring network connections, registration, or cloud servers, ensuring your financial information remains private.
WiseSwipe provides timely notifications for both statement dates and due dates. Statement date alerts help you lock in the longest interest-free window, while due date alerts prevent missed payments and potential overdue interest charges.
Yes, WiseSwipe features an Interest-Free Ranking Calendar. You can tap on any future date to view the 'Interest-Free Ranking,' which helps you plan and strategize major purchases to take advantage of the longest interest-free periods.
WiseSwipe offers two subscription plans: a Monthly Plan for $1.99 per month and a Yearly Plan for $9.99 per year. These plans likely unlock additional features or remove limitations beyond the free version.
No, WiseSwipe does not contain advertisements. The app is focused on providing a clean and minimal utility without any ad interruptions.
WiseSwipe is currently supported on iPhone devices. The app was last updated on July 13, 2026, with version 1.1.1.
WiseSwipe supports secure, AES-encrypted local backups and exports. This feature makes migrating your data to a new device effortless and ensures the safety of your financial information.
