Best Interest-Free Apps & Games

245+ iOS apps & games curated and reviewed

4.6 avg rating
20 free apps & games
Updated June 2026

Every iPhone needs a few good interest-free apps. We benchmark 245+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Interest-Free

Compound Interest Calc#1

Compound Interest Calc by Dane Hankamer

Plan | Invest | Retire
Editor's Choice
💰 Finance
4.5😊(220 ratings)
FreeAdsIn-App Purchases
Compound Interest Calc screenshot 1
Compound Interest Calc screenshot 2
Compound Interest Calc screenshot 3
Compound Interest Calc screenshot 4
Compound Interest Calc screenshot 5
Compound Interest Calc screenshot 6

This application helps users plan, invest, and retire by calculating the future value of their investments using a predictive formula based on compound interest. Start investing today to potentially become a millionaire in the future!

What We Love

  • 🚀 Easy to use
  • 🚀 Visually appealing
  • 🚀 Helpful for financial planning
  • 🚀 Powerful compound interest calculations

Room to Improve

  • 🐛 Scaling issues on smaller devices
  • 🐛 Inaccurate calculations in certain scenarios
  • 🐛 Frequent ads disrupting user experience
Last Empire – War Z: Strategy#2

Last Empire – War Z: Strategy by Interesting Game Network Limited

Gene function opened!
Strong Contender
🎮 Games
4.3😐(3.7K ratings)
FreeAdsIn-App Purchases
Last Empire – War Z: Strategy screenshot 1
Last Empire – War Z: Strategy screenshot 2
Last Empire – War Z: Strategy screenshot 3

Join the ultimate zombie apocalypse survivor game where you battle against the undead and other players to build your empire and army. Team up with allies worldwide, participate in events, and strategize to survive in Last Empire - War Z. Download now and conquer the zombie war!

What We Love

  • 👍 Engaging gameplay
  • 🤝 Good community and alliance features
  • 🎨 Visually appealing
  • 🕰️ Keeps players coming back

Room to Improve

  • 💰 Pay-to-win mechanics
  • 🐢 Slow progression for non-paying players
  • 🐛 Technical issues and bugs

More Interest-Free apps to explore

4
Compound Interest Free
Compound Interest Free
Compound Interest Free
by Fredrik Gisslen
Free
💰 Finance
(0)
5
Compounder
Compounder
Compounder
Interest Calculator
Free

"Compounder is an interest calculator app that helps you quickly calculate compound interest, where interest is earned on the initial principal plus accumulated interest from previous periods. Start saving and see how your money grows over time with compound interest. Try it now!"

💰 Finance
(3.4K)
6
Sezzle - Buy Now, Pay Later
Sezzle - Buy Now, Pay Later
Sezzle - Buy Now, Pay Later
Shop & Pay in 4¹
Free

Shop clothing, beauty products, electronics, and more with flexible payment options through our app. Buy now and pay later in easy installments to make shopping convenient and affordable for you. Start shopping today and enjoy the freedom to pay at your own pace.

🛍️ Shopping
(290K)
7
Compound Interest Calculator F
Compound Interest Calculator F
Compound Interest Calculator F
Interest you earn on interest
Free

This tool helps you calculate and plan your investments to achieve financial independence and retire early by harnessing the power of compound interest. With various features and contribution frequency options, you can start planning your long-term and short-term savings today and see how your money can grow over time.

💰 Finance
(102)
8
Grant’s Interest Rate Observer
Grant’s Interest Rate Observer
Grant’s Interest Rate Observer
by Grant’s Financial Publishing, Inc.
Free

This financial journal, in its 35th year of publication, offers independent and value-oriented insights into the markets, identifying investment opportunities and providing analysis, ideas, and commentary. The accompanying app allows users to access and read issues, take notes, and share articles, as well as listen to podcasts, stay updated with newsletters, and search archives.

💼 Business
(6)
9
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Improve Credit health & Save
Free

Access Vola Finance for zero-fee cash advances, credit building through reporting payments, budget tracking, low balance alerts, and more. Join for free and start securing your financial future today.Upgrade to premium for $1.99.

💰 Finance
(33K)
10
Money App - Cash Advance
Money App - Cash Advance
Money App - Cash Advance
by PRG Ventures, Inc.
Free

Get quick access to cash with Money App's Cash Advance service. Receive up to $250 for immediate needs like groceries, gas, rent, and bills, with no hidden fees or credit checks. Simply sign up, link your bank account, apply, and get your money fast. Join Money App now to get started!

💰 Finance
(23K)
11
GoHenry by Acorns Kids Banking
GoHenry by Acorns Kids Banking
GoHenry by Acorns Kids Banking
Debit Card, Allowance, Chores
Free

A youth banking app that offers debit card management, allowance distribution, and chore tracking for kids. Teach children financial literacy in a fun, interactive way with GoHenry by Acorns Kids Banking.

💰 Finance
(14K)
12
Compound Interest Simulator
Compound Interest Simulator
Compound Interest Simulator
Savings calculator and planner
Free

Simulate your investments and visualize the growth of your savings through compound interest with our savings calculator and planner. Plan for financial independence, retirement, or major purchases easily using Basic Mode, or customize with Advanced Mode for additional features. Start achieving your financial goals now!

💰 Finance
(1.3K)
13
Elevault – Interest Paid Daily
Elevault – Interest Paid Daily
Elevault – Interest Paid Daily
Elevate your wealth.
Free

Elevault is a mobile banking app that enables users to build wealth without monthly or overdraft fees. With daily interest payments, customizable Vaults, and automated budgeting features, Elevault helps users stay organized and in control of their finances. Start elevating your wealth today!

💰 Finance
(74)
14
Interest Calculator - Compound
Interest Calculator - Compound
Interest Calculator - Compound
Compound Interest & ROI
Free
🔧 Utilities
(114)
15
Interest Calculator: Finance
Interest Calculator: Finance
Interest Calculator: Finance
Compound & Savings Calc
Free

This finance tool helps users calculate and understand various types of interest on investments and savings, offering a range of features to manage fixed deposits, certificates of deposit, and other investments. With its user-friendly interface, it enables users to make informed financial decisions and take control of their financial future.

💰 Finance
(856)
16
Interest Calculator (deposits)
Interest Calculator (deposits)
Interest Calculator (deposits)
( deposits, savings )
Free

This application helps users calculate savings and deposits by providing tools to determine maturity amounts, target savings, and interest earned. It allows users to calculate monthly savings, lump sum payments, and compound interest, making it a useful deposit and savings interest calculator.

💰 Finance
(31)
17
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Calculate your loans or mortgages effortlessly with this simple loan calculator app. Just input the amount, term, and rate to get quick results. Try it now!

💰 Finance
(96K)
18
Vatti - Interest Calculator
Vatti - Interest Calculator
Vatti - Interest Calculator
Simple and Compound Interest
Free
🔧 Utilities
(0)
19
Rocket Mortgage
Rocket Mortgage
Rocket Mortgage
Mortgages made simple
Free

An app designed to simplify mortgage processes: e-sign your application, communicate through in-app messages, track your to-do list, manage payments, receive push notifications, and access loan documents easily. Your mortgage simplified in one place!

💰 Finance
(170K)
20
Interest Calculator & Planner
Interest Calculator & Planner
Interest Calculator & Planner
Simple interest calculator
Free

This application allows users to easily calculate interest with just one click, offering features such as simple interest, compound interest, and date-to-date calculations. Try it out to plan and calculate your interests efficiently!

💰 Finance
(12)