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WiseSwipe: Interest-Free Help

WiseSwipe: Interest-Free Help

Optimize card billing cycles

0 ratings
4 reviews
🔧 Utilities
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • June 27, 2026
  • July 18, 2026

Features

Developer

莹洁 梁
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🧾$24.99
In-App Purchase↘︎
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Reviews↘︎
❓8 answered
FAQ↘︎
📦~ in 5 days
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About

Optimize your credit card spending by calculating interest-free periods and future rankings. Get timely alerts for statement and due dates, and plan purchases with an interest-free calendar. The app runs locally with secure backups, no personal data collected.

✓Interest-free period calculation
✓Future interest-free rankings
✓Statement and due date alerts
✓Home and lock screen widgets
✓Interest-free ranking calendar
✓Secure local backups
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What's New in WiseSwipe

1.2.0

July 18, 2026

Improvements • Biometric Authentication: Passcode fallback on biometric failure and secondary verification when disabling. • Pro Subscription & Purchase Flow: Improved loading stability and localized error messaging. • Overall UI/UX: Refined card entry, keyboard focus navigation, and general interface polish.

More

Subscription plans

Monthly Plan

Billed monthly, unlock all Pro features

$1.991 Month
How to cancel WiseSwipe subscription ⁉️
1

In-App Purchases

$24.99

Lifetime Plan

One-time purchase, unlock all Pro features

User reviews

Most RecentHighest RatedLowest Rated

无法购买

无法购买
生爺生爺

Response from developer

Hello，新版本中增加了后台重试机制，可以改善因一时的网络波动等原因导致的购买失败。 如果仍然无法完成购买，可以尝试通过以下方式解决： 1. 切换网络 2. 重启应用 3. 重启设备 4. 过一段时间再购买 若以上方法均无效，可以通过邮箱联系我们。感谢支持～

无法购买

有bug，无法进行购买。产品还是不错，有想法。
博尔赫斯-范博尔赫斯-范

Response from developer

哈喽，无法购买，很大原因是由于网络波动或没有为 APP 开启网络权限。因为我这边后台其实有看到非常多购买成功的用户，所以内购本身应该不存在问题。建议可以切换网络或过一段时间再试一下。 下一个版本中，我会把错误信息再细化一下，看看到底是哪一个阶段出了问题。 也谢谢你对 APP 的喜爱～

只能用两张卡

使用受限，用其他家的了
Chauson.Chauson.

有 bug

无法购买永久会员，可以看到套餐，点击提示无法获取对应商品信息
苏苏珩 1113苏苏珩 1113

Response from developer

无法获取对应商品信息，可能有两个原因： 1. 是否开启了网络权限：虽然 APP 本身是可以不联网使用的，但在进行内购时，因为必须与 App Store 进行通信，所以在购买过程中一定要开启网络权限。购买成功后，没有网络也可以使用。 2. APP 发布了新版本：在此期间，内购商品的获取可能受到波动。目前我查看了，是可以正常购买的😊 如果有需要，可以再尝试一下～

FAQ

What is WiseSwipe?

WiseSwipe is a finance app designed to help users calculate the interest-free periods for their credit cards. It aims to ensure users always select the most cost-effective card for each purchase by optimizing payment cycles.

Does WiseSwipe collect personal data?

No, WiseSwipe does not collect any personal data. The app operates entirely on your local device without requiring network connections, registration, or cloud servers, ensuring your financial information remains private.

How does WiseSwipe help with payments?

WiseSwipe provides timely notifications for both statement dates and due dates. Statement date alerts help you lock in the longest interest-free window, while due date alerts prevent missed payments and potential overdue interest charges.

Can I plan future purchases with WiseSwipe?

Yes, WiseSwipe features an Interest-Free Ranking Calendar. You can tap on any future date to view the 'Interest-Free Ranking,' which helps you plan and strategize major purchases to take advantage of the longest interest-free periods.

What are the subscription options for WiseSwipe?

WiseSwipe offers two subscription plans: a Monthly Plan for $1.99 per month and a Yearly Plan for $9.99 per year. These plans likely unlock additional features or remove limitations beyond the free version.

Does WiseSwipe have ads?

No, WiseSwipe does not contain advertisements. The app is focused on providing a clean and minimal utility without any ad interruptions.

What devices does WiseSwipe support?

WiseSwipe is currently supported on iPhone devices. The app was last updated on July 13, 2026, with version 1.1.1.

How secure are WiseSwipe backups?

WiseSwipe supports secure, AES-encrypted local backups and exports. This feature makes migrating your data to a new device effortless and ensures the safety of your financial information.