Wisr – smarter money habits

Wisr – smarter money habits

Save money & pay down debt

1.7K ratings
82 reviews
Free

Details

  • Released
  • Updated
  • August 5, 2018
  • June 1, 2026
Wisr – smarter money habits screenshot #1 for iPhone
Wisr – smarter money habits screenshot #2 for iPhone
Wisr – smarter money habits screenshot #3 for iPhone
Wisr – smarter money habits screenshot #4 for iPhone
Wisr – smarter money habits screenshot #5 for iPhone
Wisr – smarter money habits screenshot #6 for iPhone
Wisr – smarter money habits screenshot #7 for iPhone
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About

This financial tool helps you monitor credit scores, manage loans, automate savings, and improve financial literacy. It also offers a feature to check if your email has been exposed in data breaches.

Monitor credit scores with personalized insights
Secure digital identity with data breach monitoring
Automate savings with purchase round-ups
Manage and make extra loan repayments
Learn money-saving strategies
Get personalized loan rate estimates
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What users say

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What's New in Wisr

6.2.40

June 1, 2026

Bug fixes and general improvements

User reviews

Can’t log in

Have reset my password a dozen or so times and it still won’t let me log in.
FFS. *DELETE*

Vish

Easy and convenient to use

Thanks for app

Always be careful

Nice job

Great team to work with

Less useful since the last update

Used to enjoy this app because it provided an easy way to track my credit scores from the two main credit score agencies in Australia - Equifax and Experian. Since the last update, Experian is no longer there. Since there was notification provided as to why it’s now gone, and I couldn’t find information on their website about it being removed (or ever having existed, despite it being in the app for many years) I reached out to customer support to ask. I was provided with the generic “we’ve removed Wisr’s Experian credit scores to simplify your experience. You’ll now only see your Equifax credit score, making it easier to understand where you stand.” Sorry Wisr, I found it easier to understand where I stood with both credit scores available, and it wasn’t exactly a complicated experience having both scores there, did anyone actually ask for their experience to be simpler? Experian probably charged too much to access their data, or changed their policies or something, the least Wisr could do is be honest about why they’ve removed a feature that was there for a very long time.
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User experience

🐞

Reported Bugs

13 issues

App fails to round up all purchases

Bug

Email verification stuck in loop

Bug

Bank account linking fails or doesn't save

Bug

Auto-payment failures requiring manual intervention

Bug

Login timeouts and PIN rejection errors

Bug

Touch ID/Face ID not working consistently

Bug

App doesn't display all linked bank accounts

Bug

Credit score loading failures

Bug

Account lockout after incorrect PIN attempts

Bug

Blank input screens for banking details

Bug

App reinstalls old version after update

Bug

Yodlee provider list errors

Bug

Inconsistent withdrawal scheduling

Bug

Requested Features

11 requests

Customizable round-up amounts (e.g., round to $1, $5, $10)

Feature

Savings account option in addition to debt repayment

Feature

Support for car loans and student loan debt

Feature

Push notifications or email reminders before debit

Feature

Ability to delay direct debits if needed

Feature

Better transaction history and clarity

Feature

Single login method (Face ID or PIN, not both)

Feature

Support for international students and non-citizens

Feature

Expanded bank compatibility

Feature

In-app account deletion option

Feature

Phone support availability

Feature

FAQ

What does the Wisr App do?

The Wisr App is a financial tool designed to help users make smarter money decisions. It allows you to monitor your credit scores, manage your Wisr loan, automate savings through purchase round-ups, and improve your financial knowledge with interactive challenges.

What are the key features of the Wisr App?

Key features include checking and monitoring your credit scores with personalized insights, staying informed about data breaches with BreachAlert, supercharging savings with round-ups, making extra loan repayments, and accessing personalized loan offers.

Is the Wisr App free to use?

Based on the provided information, the Wisr App is available for free. There is no mention of subscription fees or in-app purchases for core functionalities.

Who is the Wisr App for?

This app is ideal for individuals who want to take control of their finances. It's particularly useful for those looking to improve their credit scores, manage existing loans, build savings, and protect their digital identity from potential data breaches.

How does the app help with saving money?

The app facilitates saving money through a feature called 'round ups'. It rounds up your everyday purchases to the nearest dollar amount you set and directs the spare change towards your savings goals or debt repayment. Additionally, it offers 'Smart Moves' which are interactive challenges to teach effective saving strategies.