Worthly: Money Tracker

Worthly: Money Tracker

Budget, save & build wealth

0 ratings
6 reviews
Free
In-App Purchases

Details

Released
April 19, 2026
Updated
November 1, 2026

Features

Worthly: Money Tracker screenshot #1 for iPhone
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About

Manage your finances with budgeting tools, net worth tracking, and savings goals. Make informed spending decisions with helpful quizzes and calculators. Stay on top of bills and plan your financial future.

✓Budgeting by category
✓Net worth tracking
✓Sinking fund goals
✓No-spend day challenges
✓Spending decision quizzes
✓Bill and income planning
✓Investment tracking
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What's New in Worthly

4.9 (1)

November 1, 2026

Meet Worthly 2.0! Worthly has a whole new look! It's softer, calmer and easier to read, with gentle colours, cleaner pages and a focus on timelines and growth! If you're an existing user, when you open the app, you'll be invited to try it out. If you'd rather stay with the look you know, that's completely fine, and you can switch back to your old theme any time in Settings. Everything that existed before is still there in more or less the same place, just with a different look! Here's what's new in Worthly 2.0: Dark mode Your money timeline: the moments you're working toward, featured on your Home page. Not your thing? You can hide it in Settings. Every payday: set what happens with your money each time you're paid. Net worth milestones on Wealth, so you can see your next big number and roughly when you'll get there. Yearly costs: add the costs that only come now and then, like car insurance or holiday gifts, and Worthly tells you how much to set aside each month. You'll see which months are heavy and whether your sinking funds are ready. Find this under Your Plans on Home! Debt payoff: add your debts and see your debt-free date! Choose the avalanche method (highest interest first) or the snowball method (smallest balance first), see how much sooner you'd be done by paying a little extra, and review each payment as you go. Monthly, every 2 weeks, weekly and twice-a-month payments are all supported. Your year in review: from December 15, look back on your year with Worthly, from your net worth and top spending to your sinking funds and no-spend days! New home screen widgets, including Net Worth Milestones. A new look for reminders. You can now add withdrawals from sinking funds in Future Income Planning, and plan start planning ahead for next year, and see where you'll stand with the look ahead feature! Swipe back from the left edge to leave a page, including Settings, Future Worth, Money Club and your fund pages. Plus lots of smaller fixes and improvements!

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Subscriptions & In-App Purchases

Worthly Premium

Track spending, build wealth, and reach your goals.

$3.991 Month
14 Days trial
How to cancel Worthly subscription ⁉️

User reviews

Super Intuitive design

This app has come in clutch as a one stop shop to keep track of my budget and expenses.

Super intuitive and well thought through

I’ve been using the app for a little over 3 weeks and I am constantly blown away by how intuitive the features are. You can tell they knew and took time studying user behaviour for habit formation. It has gamified my expenses and budget tracking to the point that I don’t feel it as tedious anymore but as something I look forward to. I love that I can set budget amounts for my sinking funds as well as my spending categories and visually see how I am moving towards a goal. I have willingly tracked my travel expenses for the first time because I couldn’t wait to “see”. The baked in reminders and notifications when I am spending over my set amounts are a game changer too. I love this app so much, because it has clicked something for me while I am working on getting this habit formed consistently. I could go on.
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Love this budgeting app

I usually use a google sheet to track my budget sinking funds and net worth, its so much easier to track them in this app. Love the different colour themes as well I mostly use the pink one

Amazing tracker

This tracker is incredible. It has been great for tracking my spending and managing my finances. Would highly recommend!

Easy to use

Lots of useful features for a budgeting app, nice to have different colour themes

Developer apps

FAQ

What is the cost of Worthly Premium?

Worthly Premium is available for $4.99 per month after a 14-day free trial. You can cancel your subscription at any time.

Does Worthly have ads?

No, Worthly is ad-free. The app focuses on providing a clean user experience without advertisements.

What devices does Worthly support?

Worthly is available on iPhone and iPod devices. It is designed for iOS users.

How often is Worthly updated?

The latest version, 4.7 (1), was released on October 30, 2026. Updates are frequent, ensuring the app remains reliable and feature-rich.

Is my financial data secure with Worthly?

Yes, Worthly takes user privacy seriously. Your data is stored securely, and the company states they never sell your information.

Can I export my transactions from Worthly?

Yes, Worthly allows you to export your transactions to CSV format. This feature is useful for further analysis or record-keeping.

What currencies does Worthly support?

Worthly works with 20 currencies worldwide, making it a versatile tool for users in different regions.

What age rating does Worthly have?

Worthly has an age rating of 4+, making it suitable for a wide range of users. It is designed for general personal finance management.