XPlace: Crypto Credit Card

XPlace: Crypto Credit Card

Build Wealth, Spend & Earn.

32 ratings
11 reviews
Free
With Ads

Details

  • Released
  • Updated
  • October 12, 2025
  • July 9, 2026

Features

XPlace: Crypto Credit Card screenshot #1 for iPhone
XPlace: Crypto Credit Card screenshot #2 for iPhone
XPlace: Crypto Credit Card screenshot #3 for iPhone
XPlace: Crypto Credit Card screenshot #4 for iPhone
XPlace: Crypto Credit Card screenshot #5 for iPhone
XPlace: Crypto Credit Card screenshot #6 for iPhone
XPlace: Crypto Credit Card screenshot #7 for iPhone
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About

This app offers a crypto credit card that allows you to spend your digital assets without selling them, access instant credit, and earn yield on your holdings. Enjoy global spending, rewards, and lifestyle perks while keeping your investments intact.

Spend crypto without selling
Access instant credit
Earn up to 16% APY
Global spending with cashback
Lifestyle perks and rewards
Secure blockchain infrastructure
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What's New in XPlace

2.3.0

July 9, 2026

Bug fixes and updates

User reviews

Good

Didn’t expect Apple Pay setup to be this quick honestly. Usually new services always have some issues with that part.

Among the best I’ve tried…

I’ve tried most (if not all) of the crypto banking/lending apps on the AppStore. Over time, the majority of them begin to offer fewer perks for more money. But this one has been the complete opposite. They continue to implement cooler features, better UI/UX, and competitive rates/benefits - without changing their fee structure (as far as I’m aware.

I know this platform is still relatively new - especially compared to most of their competitors. But, when it comes to customer service and support - they’ve consistently treated me like I’m their most valuable customer. They’re polite, quick to respond, and helpful whenever I’ve had an issue (which is rare). It almost made me suspicious at first. But then - literally - every single time… they bend over backwards to make sure I’m happy with the end result. For me… that alone has made my experience with this platform worth returning to. If that was all - I’d say this warranted a 5-star review. But that’s just the first few - of many complements I have for this platform, the app, its features and the incredible team they’ve assembled.

My thanks to the entire xPlace team. You f*ing rock. 🤘
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Super good

This prolly one of the best crypto apps with physical cards

Could afford a much fairer referral bonus for getting friends to join

It’s ok. Seems scammy that you make users deposit before you explicitly say what their credit amount will be

works

great!

FAQ

What is XPlace?

XPlace is a crypto credit card that allows you to spend your digital assets without selling them, access instant credit, and earn yield on your holdings. It aims to integrate crypto into your lifestyle with rewards and perks.

How does XPlace allow me to spend crypto without selling?

XPlace uses your crypto portfolio as collateral to provide you with instant credit. This allows you to access real-world spending power without triggering capital gains tax or selling your assets.

What kind of rewards and perks can I expect with XPlace?

Users can earn cashback and XP with every transaction. Additionally, XPlace offers lifestyle perks such as airport lounge access, 24/7 concierge services, and premium travel upgrades.

Is XPlace secure?

Yes, XPlace is built on trusted blockchain infrastructure with institutional-grade custody, ensuring your assets are kept safe and accessible.

What is the APY I can earn with XPlace?

You can earn up to 16% APY through optimized yield strategies by keeping your assets in XPlace. This allows your holdings to generate income while you maintain access to liquidity.

What devices does XPlace support?

XPlace is currently supported on iPhones, providing a seamless experience for Apple users.

How often is XPlace updated?

The latest version of XPlace is 1.8.4, and it was last updated on May 28, 2026. This indicates a commitment to regular updates and improvements.

Does XPlace have ads?

No, XPlace does not contain advertisements, providing an uninterrupted user experience.