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XtraPOWER by PAYOMATIC

XtraPOWER by PAYOMATIC

Complete Money Management

661 ratings
86 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • September 24, 2018
  • June 5, 2025

Features

Developer

PAYOMATIC
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Reviews summary↘︎
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📝4+ tags
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🔄6+ apps
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❓5 answered
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📦w/o updates
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About

Manage your spending and access your funds with this app. Track transactions, view balances, and receive personalized offers. It also facilitates direct deposit for faster access to paychecks and allows for easy money transfers.

✓Track spending activity
✓View inPOWER Card transactions
✓Real-time balance checks
✓Share money with others
✓Direct deposit for faster pay
✓Exclusive offers and discounts
✓Email transaction receipts
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What users say

Summarized from real user reviews of XtraPOWER by PAYOMATIC. Based on 661 reviews and a 4.5/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Convenient and intuitive
  • 💳Useful card features
  • 💰Helpful incentives
  • 🔍Easy to track transactions
  • 🔥Great app experience

Negative things

  • 🐛App crashes and bugs
  • 💸Unexpected fees and charges
  • ⏱️Slow money transfers
  • 🤔Confusing account management
  • 🤯Poor customer service
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What's New in XtraPOWER by PAYOMATIC

1.9.7

June 5, 2025

Thanks for using the XtraPOWER App! This update introduces various behind the scenes improvements and changes.

User reviews

Most RecentHighest RatedLowest Rated

Terrible either way direct deposit

Direct deposit does not hit on the same day it’s attended to land on so I have to wait basically the whole week to wait to get my direct deposit,switching banks is what I’m doing
TrafiaTrafia

Customer service is terrible

The app does not work you can transfer out your money .
Tisha@1234Tisha@1234

TRASH

This card is trash,DO NOT GET/USE I DO NOT RECOMMEND!! It’s always a problem with this card,and whenever you call up customer service,they are terrible with helping and dealing with customers,terrible!! I’m about to switch my card,I WILL NEVER GET THIS CARD AGAIN,I TRULY HATE THIS CARD,I DO NOT RECOMMEND!!!!
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LeeBrimLeeBrim

Great App!

Love the ease of use!
Surgical-1Surgical-1

Albert

Niko
69albertico69albertico
See 81 more reviews

User experience

🐞

Reported Bugs

4 issues

Login screen issues

Bug

Date of birth entry problems

Bug

Network errors

Bug

Force closing on app launch

Bug
✨

Requested Features

4 requests

Mobile check deposit

Feature

Ability to manage multiple cards

Feature

Improved date/time picker

Feature

Support for Apple Pay

Feature

FAQ

What does the XtraPOWER app do?

The XtraPOWER app provides a seamless experience for managing your finances. It allows you to track all your spending activity with PAYOMATIC, access transactions made at any PAYOMATIC location or on your inPOWER Card, and view real-time balances. You can also receive personalized offers and discounts, have receipts emailed to you, and share money securely.

How can I get paid faster with this app?

You can set up Direct Deposit to your inPOWER Card through the XtraPOWER app. This feature allows you to get access to your funds up to two days faster compared to traditional banking policies, depending on the payer's support for the feature and their funding timing.

Is there a cost to use the XtraPOWER app?

Based on the provided information, the XtraPOWER app is available for free. There are no mentioned costs associated with downloading or using the core features of the application. However, fees may apply for certain money-sharing transactions, as detailed in the Cardholder Agreement.

What are the main features of the XtraPOWER app?

Key features include full access to PAYOMATIC and inPOWER Card activity, the ability to check your current inPOWER Card balance in seconds, and the option to share money between inPOWER Cards, to your bank account, or to a friend's inPOWER Card. Users can also get exclusive offers and discounts and have transaction receipts emailed to them.

Who is the target audience for the XtraPOWER app?

This app is designed for individuals who utilize PAYOMATIC services and the inPOWER Card. It's ideal for those who want a convenient way to monitor their spending, manage their card balances, receive faster access to their paychecks, and take advantage of exclusive offers.