Your Money Blueprint

Description Your Money Blueprint brings more than 40 New Zealand money calculators into one clean, private app. No accounts, no sign-ups, nothing leaving your phone — just fast, accurate tools that work offline. PROPERTY Work out how much house you can afford, whether to rent or buy, and how long to save a deposit. Compare mortgage rates, model extra repayments to be mortgage-free years sooner, and weigh up a rental investment. RETIREMENT Project your KiwiSaver and savings to 65 and beyond, estimate your NZ Super, see how long your money will last, and plan how to draw it down. Chasing financial independence? Map your FIRE number, your coast point and your timeline. INVESTING See what fund fees really cost you over the years, compare funds after tax and fees, work out your true return, find your PIR, and understand your asset allocation. INCOME & TAX Find your real take-home pay including PAYE, ACC, KiwiSaver and student loan. Check the right tax code, compare a second job or a contracting rate, and see when your student loan clears. EVERYDAY Set savings goals, see the real cost of everyday spending, get debt-free faster with the snowball or avalanche method, and compare power plans and credit card rewards. Everything is tuned to New Zealand — real tax brackets, ACC levies, KiwiSaver rates, NZ Super and thresholds — and kept up to date. These calculators are for general information and education only and are not personalised financial advice. Built in New Zealand by a licensed financial adviser.