Ypsilon

Ypsilon helps you track loans, income, and upcoming payments in one simple app. **Loans** Track money you've lent to others, borrowed from friends, or owe to banks. Add loan details, payment schedules, and mark payments as paid. View overdue payments at a glance. **Income** Add income sources with recurring paydays (weekly, monthly, quarterly, yearly, or one-time). See upcoming income alongside loan payments for a complete financial picture. **Dashboard** View totals for money to receive and to pay. See all upcoming payments in one list, sorted by due date. Quickly identify overdue items. **Cashflow** A 30-day chart shows your expected cashflow based on scheduled payments and income. Track net flow over time. **Calculator** Calculate loan payments with adjustable interest rates, payment frequency, and loan terms. **Multi-Currency** Add loans and income in different currencies. Each entry displays in its original currency. **Privacy** All data stays on your device. No account, no cloud sync, no tracking. Your financial information never leaves your phone. **Key Features** • Track loans (lent, borrowed, bank credit) • Manage income sources and paydays • View upcoming payments in one place • 30-day cashflow overview • Mark payments as paid or postpone them • Overdue detection (calendar-day based) • Multi-currency support • On-device data only • No account required Ypsilon is designed for anyone who wants a clear view of their personal loans, income, and payment schedule without complexity or privacy concerns.