Cool
I do like the app so far. I can not wait to see more features.
Free
In-App Purchases
About
Manage your finances without linking bank accounts. Track income, expenses, budgets, and subscriptions. Tackle debt with payoff strategies and visualize your financial health.
✓Budgeting by category
✓Subscription management
✓Debt payoff strategies
✓Savings goals
✓Income calculator
✓Spending charts
✓On-device data storage
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What's New in Zentavo
2.2
October 27, 2026
• Bills that change every month: when a payment email arrives (like your electric bill), Zentavo updates that month's bill to the real amount, keeps your split, and counts it once. Next month plans on what you actually paid. • One payment that covers several bills from the same company is shared out between them. • The Home Screen widget now shows the same "Left this month" as Home. • Money moved to savings or investing shows with an arrow: it's still yours, not spent. • Avalanche or Snowball: new cards to choose how you pay off debt, with the interest you'd save and when you'd be debt-free. • A new debt screen: pick the kind of debt, see when it's paid off and what the interest costs, and get a heads-up if the minimum doesn't cover the interest. Delete a debt from Edit, or by pressing and holding it. • Savings goals and Add money are redesigned, and Add money and the Financial snapshot now show the same numbers as Home. • Better layouts at the largest text sizes, and lots of small fixes.
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Subscriptions & In-App Purchases
$2.99
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FAQ
How secure is Zentavo?
Zentavo prioritizes user security by storing all financial data directly on your device. This means no sensitive information is shared online or with third parties, and you do not need to link your bank accounts.
What financial institutions does Zentavo support?
Zentavo does not require any connection to financial institutions. All tracking and management are done manually within the app, ensuring your data remains private and on your device.
Can Zentavo help me pay off debt faster?
Yes, Zentavo includes built-in Snowball and Avalanche debt payoff strategies. It visually compares these methods, showing you projected payoff timelines and potential interest savings.
What types of transactions can I track with Zentavo?
You can track all your income and expenses, set budgets by category, and manage individual subscriptions with their billing dates and due reminders. The app also features an income calculator for hourly workers.
Is Zentavo available on Android devices?
Currently, Zentavo is supported on iPhone and iPad devices. The app is designed for iOS users looking for comprehensive personal finance management tools.
How often is Zentavo updated?
Zentavo was last updated on March 5, 2026, with version 1.0. As a new release, users can expect ongoing updates to enhance features and performance.
What is the user sentiment for Zentavo?
Based on the available data, Zentavo has received a perfect 5.0-star rating from one review, indicating a highly positive initial user reception.
Does Zentavo have ads?
No, Zentavo is ad-free. The application does not display any advertisements, allowing for an uninterrupted user experience.
