Scam
⚠️ WARNING: Zenus Bank is a trap for non-residents!
You pay $50 just to apply, even if they reject your application — and it’s non-refundable.
Then, they charge a $50 monthly membership fee whether you use the account or not.
If you miss 3 monthly payments, your account will be suspended and you may lose access to your funds.
Also, your money is NOT FDIC insured — if anything happens to the bank, your money could be lost forever.
Be very careful before signing up. ❌
⸻
⚠️ تحذير: بنك زينوس فخ للناس اللي مش عايشة في أمريكا!
بتدفع ٥٠ دولار لمجرد التقديم، حتى لو اترفضت — والرسوم دي غير قابلة للاسترداد.
بعد كده بيخصموا ٥٠ دولار اشتراك شهري سواء استخدمت الحساب أو لأ.
لو ما دفعتش الاشتراك لمدة ٣ شهور ورا بعض، الحساب بيتوقف وممكن تخسر فلوسك.
وكمان الفلوس مش عليها تأمين FDIC، يعني لو البنك حصل له حاجة، فلوسك راحت.
خلي بالك قبل ما تسجل. ❌
You pay $50 just to apply, even if they reject your application — and it’s non-refundable.
Then, they charge a $50 monthly membership fee whether you use the account or not.
If you miss 3 monthly payments, your account will be suspended and you may lose access to your funds.
Also, your money is NOT FDIC insured — if anything happens to the bank, your money could be lost forever.
Be very careful before signing up. ❌
⸻
⚠️ تحذير: بنك زينوس فخ للناس اللي مش عايشة في أمريكا!
بتدفع ٥٠ دولار لمجرد التقديم، حتى لو اترفضت — والرسوم دي غير قابلة للاسترداد.
بعد كده بيخصموا ٥٠ دولار اشتراك شهري سواء استخدمت الحساب أو لأ.
لو ما دفعتش الاشتراك لمدة ٣ شهور ورا بعض، الحساب بيتوقف وممكن تخسر فلوسك.
وكمان الفلوس مش عليها تأمين FDIC، يعني لو البنك حصل له حاجة، فلوسك راحت.
خلي بالك قبل ما تسجل. ❌
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Scam???
What is wrong with some of you people and what world do you live in? the world that we live in today, What services can you get for free? Yes this my own opinion. $50 fee for application is a little steep In my opinion but understandable. Some of us are you coming here because we may not be able to get an account with our local bank for various reasons. Therefore, you may have an issue getting account here. That’s just my own opinion and my own situation so if I choose to apply, I’ll apply fully aware that my account may not be approved due to my own financial inconsistencies.
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Achtung Betrug!!!!
Man muss vorab 50 USD Bearbeitungsgebühr zahlen und bekommt nichts! Support antwortet nicht! Einfach nur Abzocke.
Scam
A new way to scam people, they declined any application. They will get the money and decline the application
Abysmal IT and customer service
On the 5th of December 2024, I downloaded the Zenus Bank app and tried to open a bank account. Unfortunately, the passport Scan function to verify my identity was not working with my IPhone 15. I contacted the customer service department the same day, December 5th 2024. Three weeks later, the Zenus Bank IT department had still not resolved their passport scan issue on their app, and I was still unable to create a Zenus bank account. I requested a refund from the company until their issue was resolved, and they advised me they would proceed with a refund on December 26th 2024. Almost a month later, January 20th 2025, and I have still not received any refund from Zenus. I have unfortunately now had to file a dispute through my Credit Card provider. Absolutely abysmal customer service and IT department with immense delays and not following up on their actions. Avoid this app and this bank.
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Response from developer
Hello Freddy, our non-refundable $50 application fee helps cover regulatory checks and internal reviews necessary for processing. Our team carefully reviews applications based on the documents provided and may decline an application with a valid reason for the decision. Feel free to email us at clientservices@zenus.com or call +1-833-936-8711.