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zero: offline expense tracker

zero: offline expense tracker

Minimal Expense Tracker

4 ratings
3 reviews
💰 Finance
Free

Details

Released
February 24, 2026
Updated
October 19, 2026

Features

Developer

Lossless Protocols
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zero: offline expense tracker screenshot #1 for iPhone
zero: offline expense tracker screenshot #2 for iPhone
zero: offline expense tracker screenshot #3 for iPhone
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ipad
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About

This app helps you track expenses and manage money owed without requiring an account or internet connection. It offers a clean interface for quick entry, custom categories, and visual reports to understand your spending. Your financial data remains private and is stored locally on your device.

✓Offline expense tracking
✓No account required
✓Track money owed and lent
✓Customizable categories
✓Visual spending reports
✓Data export and import
✓Privacy-focused local storage
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What's New in zero

2.6.7

October 19, 2026

• Fixed a crash when tapping the back arrow on the Add Category, Add Debt and Add Person screens. • Smoother animations and improved stability. • Diagnostics (Settings → About) now keeps the full error trace. • Built with Xcode 27; now requires iOS 15.1 or later.

More

User reviews

Most RecentHighest RatedLowest Rated

Solid, lightweight spend tracker

Nice and simple. A very good start. I’m hoping the ability to add monthly budget is added in the future, as well as recurring expenses.
YYnnus777

Response from developer

Thank you for the review! Glad zero feels simple and useful to you. Monthly budgets and recurring expenses are in the development will come in a future update. Appreciate you taking the time to share feedback.

Glitch

When i navigate to app it is not letting me add the expences
JJayadeepm

Response from developer

Sorry you ran into this. That shouldn’t happen. Please update to the latest version (2.4.2). If you find any bugs, there is a Report Bug section in Settings, please report them there.

Best app

It very easy to use and secure
KHKhan hamidi

Response from developer

Thank you, Khan! Glad you find it easy and secure. Privacy is at the core of zero, all your data stays on your device. Appreciate the kind review!

FAQ

Does zero have ads?

No, zero is completely free with no ads or subscriptions. The app is designed to be ad-free, allowing for an uninterrupted user experience.

How secure is zero?

Zero prioritizes privacy by design, storing all your financial data locally on your device. It does not require an internet connection, an account, or collect any user data, ensuring your finances remain private.

Can I use zero on multiple devices?

Currently, zero stores data locally on your device and does not offer cloud sync. This means data is not automatically shared between multiple devices. You can export and import data manually if needed.

What kind of reports does zero offer?

zero provides beautiful, visual reports including monthly expense breakdowns with pie charts, a daily spending calendar heatmap, and category-wise analysis. You can filter these reports by month and year.

How often is zero updated?

The latest version of zero is 2.3.5, and it was last updated on April 6, 2026. The developer, Anotherwhy Technologies, provides regular updates to improve the app.

What is the age rating for zero?

zero has an age rating of 4+, making it suitable for a wide range of users. It is available on iPhone and iPad.

Can I track money I owe and money others owe me with zero?

Yes, zero allows you to track money you lend and borrow, organizing it by person with custom icons. You can see total balances at a glance, ensuring you never forget an IOU.

What currencies does zero support?

zero supports multiple currency options, allowing you to manage your finances effectively regardless of your location or the currencies you use.