Comparison

Squirrel vs zero

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Squirrel

Read full description

Squirrel is a simple and private expense tracker. It works just as you would expect without overcomplicating your experience. It does not track you in any way and does not send your data anywhere. Key features: - Quick and easy UI Native design - you already know how it works. No unnecessary features to slow you down. - Free Squirrel is free from ads and subscriptions. It does not require an account nor collects any data. - Exchange rates Squirrel has exchange rates for over 150 currencies updated every hour. Perfect for travel! You can find the link to the source code on our website or inside the app in the «About» menu.

About

zero

This app helps you track expenses and manage money owed without requiring an account or internet connection. It offers a clean interface for quick entry, custom categories, and visual reports to understand your spending. Your financial data remains private and is stored locally on your device.

Highlights
  • Offline expense tracking
  • No account required
  • Track money owed and lent
  • Customizable categories
  • Visual spending reports
  • Data export and import
  • Privacy-focused local storage
Features
Read full description

WHY zero? Most finance apps want your data. zero wants nothing. • No account required: start tracking in seconds • No internet needed: works 100% offline • No ads, no subscriptions: completely free • No data collection: your finances stay private TRACK EXPENSES EFFORTLESSLY Add expenses in seconds with a clean, minimal interface designed for daily use. • Quick entry with amount, title & category • Custom categories with icons and colors • Date picker for past expenses • Notes and descriptions for every transaction MANAGE MONEY YOU OWE & ARE OWED Never forget an IOU again. • Track money you lent and borrowed • Organize by person with custom icons • See total balances at a glance BEAUTIFUL REPORTS & INSIGHTS Understand your spending with clear, visual reports. • Monthly expense breakdown with pie charts • Daily spending calendar heatmap • Category-wise analysis • Filter by month and year DESIGNED FOR YOU • Dark mode & light mode • Multiple currency support • Export & import your data • Fast, lightweight, battery-friendly PRIVACY BY DESIGN Zero is built on a simple principle: your money, your business. All data is stored locally on your device. No servers, no cloud, no sync, no analytics, no third-party SDKs. Your financial data never touches the internet. Download zero and take control of your finances, privately.

Screenshots

Squirrel4 screens
zero4 screens

Verdict

The call

The clearest difference is update cadence: zero at every 2 weeks against Squirrel's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Squirrel ships an update every 2 months, zero every 2 weeks. The most recent releases landed on August 4, 2026 and September 13, 2026 respectively.

Scorecard1 real difference · 9 level
Squirrel versus zero: the parameters behind the verdict, then further details
ParameterSquirrelzero
PriceFreeFree
Rating—3.3 (3 ratings) — better
Positive reviews—66.7% of reviews
Number of ratings—3 — better
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.1
Further details — not scored
Size13 MB31 MB
Age rating4+4+
DeveloperMikhail MikhailovLossless Protocols

In-app purchases

None

Squirrel

No in-app purchases

None

zero

No in-app purchases

Questions

Is Squirrel free?
Squirrel is free to download, with no in-app purchases.
Is zero free?
zero is free to download, with no in-app purchases.
Do Squirrel or zero have ads?
Neither Squirrel nor zero shows ads.
Which is updated more often, Squirrel or zero?
Squirrel ships an update every 2 months, and zero every 2 weeks. Most recently, Squirrel was updated on August 4, 2026 and zero on September 13, 2026.

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