Pointalize vs zero

Pointalize: Rewards Wallet Your credit cards come with valuable benefits — but keeping track of them shouldn't feel like a second job. Pointalize helps you manage your wallet, track benefit usage, view point valuations (CPP), and stay ahead of signup bonus deadlines. All without sharing your bank login. THREE MAIN TABS Cards — your wallet dashboard. Benefits — track credits, perks, and bonus progress. Insights — wallet stats, Chase 5/24, top cards, and point valuations. DIGITAL WALLET Add the cards you carry. See reward multipliers, benefits, and annual fees in one dashboard. BENEFITS TRACKING Mark progress on statement credits, recurring perks, and signup bonuses across your wallet. See what's left before reset or expiry dates. POINT VALUATIONS (CPP) Browse cents-per-point benchmarks for major programs and set your own values on device. Insights uses these to estimate the dollar value of benefits you've used. CARD DISCOVERY Browse and compare credit cards with reward categories, signup bonuses, and benefit details. SMART ALERTS Optional push alerts for signup bonus deadlines, expiring benefits, retention reminders, and annual fee renewals. PRIVACY-FIRST We never ask for your bank passwords. Your wallet stays under your control. Sign in with magic link, Google, or Apple. AVAILABLE IN YOUR LANGUAGE English, German, Spanish, French, Hindi, and Chinese (Simplified). Download Pointalize and stay on top of the value in your wallet. Note: Free to download. Pointalize Pro unlocks advanced alerts (expiry and retention) and full card ROI insights. Internet required for sync and catalog content. Terms of Use: https://pointalize.com/terms-of-use/ Privacy Policy: https://pointalize.com/privacy-policy/

WHY zero? Most finance apps want your data. zero wants nothing. • No account required: start tracking in seconds • No internet needed: works 100% offline • No ads, no subscriptions: completely free • No data collection: your finances stay private TRACK EXPENSES EFFORTLESSLY Add expenses in seconds with a clean, minimal interface designed for daily use. • Quick entry with amount, title & category • Custom categories with icons and colors • Date picker for past expenses • Notes and descriptions for every transaction MANAGE MONEY YOU OWE & ARE OWED Never forget an IOU again. • Track money you lent and borrowed • Organize by person with custom icons • See total balances at a glance BEAUTIFUL REPORTS & INSIGHTS Understand your spending with clear, visual reports. • Monthly expense breakdown with pie charts • Daily spending calendar heatmap • Category-wise analysis • Filter by month and year DESIGNED FOR YOU • Dark mode & light mode • Multiple currency support • Export & import your data • Fast, lightweight, battery-friendly PRIVACY BY DESIGN Zero is built on a simple principle: your money, your business. All data is stored locally on your device. No servers, no cloud, no sync, no analytics, no third-party SDKs. Your financial data never touches the internet. Download zero and take control of your finances, privately.