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ZeroFund: 0% Credit Cards

ZeroFund: 0% Credit Cards

Stop paying high interest

12 ratings
11 reviews
#195 in top-grossing Finance
📚 Education
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • February 9, 2026
  • April 28, 2026

Developer

Spirit Services LLC
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iphone
ipad
🧾$9.99 - $59.99
In-App Purchase↘︎
📉no. 195
Charts↘︎
⭐11
Reviews↘︎
❓8 answered
FAQ↘︎
📦~ in 6 days
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About

This app helps business owners discover and strategically apply for 0% introductory credit card offers. It provides personalized guidance, AI insights, and community data to maximize funding and avoid high interest.

✓0% Credit Card Discovery
✓Personalized Approval Strategy
✓AI-Assisted Guidance
✓Community Approval Insights
✓Approval Odds Calculator
✓Credit Education Hub
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What's New in ZeroFund

1.9

April 28, 2026

• Stability improvements • Enhanced support flow

Subscription plans

Monthly

Grants access to ZeroFund Premium

$9.991 Month
How to cancel ZeroFund subscription ⁉️

Charts

Top Grossing

📉 195-15

Finance

This app dropped -15 positions in Finance chart.

Last updated on July 3, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Super helpful!

If you’re looking for help in this space, this is good help. Super easy to use and find good cards with. Made a custom plan for me within seconds. Definitely keeping this one.
Edward Williams1298Edward Williams1298

Check it out!

I was sent here by a financial expert I trust.
GraydadjitzGraydadjitz

Rex K.

As a small business owner ZeroFund gave me a place to go where I can peruse financial support for our next season of growth. I highly recommend recommend.
AkaArjayAkaArjay

Got approved and easy to used

The app is user friendly and helped me get a new business credit card!
AntonwisbiskiAntonwisbiski

So helpful

This has been so helpful for me to find 0% credit card options. I like that it’s tailored to me and my credit, and that I get both National and regional/local options for funding - this is great for showing me where to build relationships with banks by me. I also love the tools in the app that help me figure out what I can do to improve my credit to get better options, without having to disclose all my personal info. It’s super clean and easy to use. And when I reached out to them about improving my credit they were quick to respond. Appreciate the support!
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alyssachambalyssachamb
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FAQ

How does ZeroFund help me get 0% credit cards?

ZeroFund helps you discover 0% introductory credit card offers, including regional options. It then builds a personalized application sequence based on your credit profile and timing to maximize your 0% funding.

Is ZeroFund free to download and use?

ZeroFund is free to download. However, access to its full strategy tools, AI guidance, and community features requires an active subscription.

What kind of AI guidance does ZeroFund offer?

The AI-assisted advisor provides insights to help you interpret credit card options, understand potential tradeoffs, and make informed decisions based on your specific financial situation.

Can I see what other users have experienced with ZeroFund?

Yes, ZeroFund features community approval insights. You can view real-world data shared by other users, including reported approvals, credit limits, and which credit bureaus were pulled.

Does ZeroFund guarantee credit card approvals?

No, ZeroFund provides educational information and strategic guidance only. Credit card approvals, limits, and offers are determined by financial institutions and are not guaranteed by ZeroFund.

How often is ZeroFund updated?

The latest version of ZeroFund is 1.8, and it was last updated on April 1, 2026. This indicates regular updates to improve features and data.

What devices is ZeroFund available on?

ZeroFund is available on iPhone, iPad, and iPod, making it accessible to a wide range of Apple users.

What is the age rating for ZeroFund?

ZeroFund has an age rating of 4+, meaning it is suitable for users of all ages, though its financial content is most relevant to adults.