Zilch User Reviews
Customer Experience
~ Based on 412 written reviews from the US App Store.
What users say
Summarized from real user reviews of Zilch. Based on 21K reviews and a 4.9/5 average, it highlights the 7 positives and 6 negatives reviewers mention most about this Finance app.
Positive things
- 💯Excellent app
- 🤑Flexible payments
- 👍Easy to use
- 🤩Fantastic experience
- 🚀Convenient and quick
- 💳Great credit builder
- 🤑Helpful when money is tight
Negative things
- 🤬Poor customer service
- 🐛Buggy app
- 💰Unexpected fees
- 🤔Confusing payment options
- 🚫Unable to link cards
- 🤷♀️Inconsistent credit limit increases
Is Zilch Safe?
Zilch: Smart Credit appears safe based on user ratings. AppsHunter Safety Score for Zilch is 98/100.
This assessment is based on 21,480 user ratings, with an App Store average of 4.9/5.
Safety Analysis
~ Based on 247 App Store ratings for Zilch.
Is Zilch Legit?
Zilch: Smart Credit appears to be a legitimate app. AppsHunter Legitimacy Score for Zilch is 83/100.
Based on 83 of 100 points across 7 verification signals from App Store and developer data.
Top reviews
Zilch is amazing! It’s extremely helpful when you need to spread the cost of something. No hidden charges or interest, it will literally tell you how much you’re paying and what the fee is! Plus you get rewards for using the app which you can use on future purchases.
I love zilch
Zilch is such a great little app. It’s straightforward and easy to use.
Świetna aplikacja polecam
Helps me a lot when I’m struggling deffo worth it as you don’t have to pay all in one go
Very good
The best card I ever had
When the app works it’s fantastic, however sometimes it just spontaneously declines transactions. There are a number of hidden limits that they don’t tell you about or track anywhere (even with pay now) but even when it’s not those, when you ask customer service they just bounce you from agent to agent and tell you those same limits again and refuse to reply with an actual reason.
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All good comes in handy
An amazing bank . So helpful
Great smart credit
Best service
I got 180 limit and it’s not letting me use it
I love it this app, it’s easy and practical to use, give me opportunity to upgrade my credit and flexibility payments
They deduct the total amount of the purchase on the credit balance instead of the first instalment
The best and easy..
Scam
Very good account
Love how this works
£2.50 fee just to use the card + £1 over £75 it makes no sense why anyone would ever use one of these over a credit card
