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Zopa Bank – Mobile Banking

Zopa Bank – Mobile Banking

Online banking made easy

69K ratings
197 reviews
💰 Finance

Details

Released
May 14, 2018
Updated
October 23, 2026

Features

Developer

Zopa Ltd
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Zopa Bank – Mobile Banking screenshot #10 for iPhone
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About

An award-winning banking app offering a free current account with cashback, savings tools, and borrowing management. Connect all your financial accounts for a complete overview and smarter budgeting.

✓Free current account with cashback
✓Savings pots with various options
✓Borrowing management (credit card, loans)
✓Budgeting and spending tracking
✓Connects to external financial accounts
✓Fee-free spending abroad
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What's New in Zopa Bank

2.12.0

October 23, 2026

Bug fixes & improvements

Events

Read more about Ask more from your money
AvailableMajor Update

Ask more from your money

With a Biscuit bank account from Zopa

Oct 19, 2026 — Nov 18, 2026

Read More

Read more about Ask more from your money
Event EndedMajor Update

Ask more from your money

With a Biscuit bank account from Zopa

Sep 14, 2026 — Oct 15, 2026

Read More

Read more about Britain's Best Banking App
Event EndedMajor Update

Britain's Best Banking App

Award-winning banking, free to open

Aug 24, 2026 — Aug 31, 2026

Read More

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User reviews

Most RecentHighest RatedLowest Rated

Restricted account

Froze my account contacted support for 72hours, chasing up every 6 hours hearing same thing. This my only account and I’m having to use my mother card to book cabs and travel.
AArif04102001

ID check is useless

Keeps telling my id is the wrong my way round won’t take a picture at all
XXmakakamsmw

Improper service

This bank is not good with customer service, I have some emergency with money whenever i need it they blocked my account……… so disgusting
AATnxhk

New app terrible, can’t find anything

Online banking was made easy, then they ruined it!
AAnonymous010582041

App won’t let me log in

It’s ridiculous that I can’t even access my own funds because the app keeps saying ‘it’s not you it’s us’ and won’t load. This has been going on for too long.
XxXPinkFluffyUnicornsXx
See 192 more reviews

FAQ

What is Zopa Bank?

Zopa Bank is an award-winning digital bank offering a free current account, savings tools, and borrowing management. It aims to make everyday banking simple, smart, and rewarding for UK residents.

Does Zopa Bank offer a free current account?

Yes, Zopa Bank offers the free Biscuit bank account, which provides cashback on bills and fee-free spending abroad. It also offers interest on your bank account balance.

What savings options does Zopa Bank provide?

Zopa Bank offers various savings options including easy access pots, fixed interest savings pots, and Flexible Cash ISA pots. They also feature an exclusive high-interest Regular Saver pot for bank account customers.

Can I manage my loans and credit cards with Zopa Bank?

Yes, the Zopa Bank app allows you to keep tabs on your Zopa credit card, personal loan, or car finance. You can check your balance, review repayment schedules, and make extra payments.

Is Zopa Bank secure?

Yes, Zopa Bank is an authorized bank and your deposits are protected by the FSCS up to £120,000. The app is designed with security features to protect your financial information.

What are the interest rates for Zopa Bank accounts?

The Biscuit bank account offers 2.00% AER variable interest on your balance. The Regular Saver pot offers 7.10% AER variable for 6 months on deposits up to £300/month.

How often is Zopa Bank updated?

The latest version of Zopa Bank is 1.224.1, and it was last updated on June 22, 2026. This indicates a regular update schedule to improve features and security.

What is the age rating for Zopa Bank?

Zopa Bank has an age rating of 4+, making it suitable for users of all ages. However, specific account terms require users to be 18+ UK tax residents.