BT Panorama vs Receipta

The BT Panorama mobile app provides advisers, practice professionals, and investors with easy access to their accounts via mobile. Signing in to the app is fast and secure with Face ID, 4-digit passcode or fingerprint technology², or you can use your Panorama username and password. For BT Panorama advisers and practice professionals: The mobile app lets you take your business with you, with features including: · View a summary of your total funds under administration, active accounts, net flows and fees from the business overview dashboard · Search client accounts, and view what your clients view including total portfolio balance and performance details · Drill down into market information for shares and managed funds in your clients’ portfolios, for a quick snapshot of the latest prices, asset performance, ESG and key information · Buy, sell and track orders for term deposits, managed funds, managed portfolios and listed securities (where applicable) · View your clients' cash account summaries and make payments to existing accounts on their behalf, where authorised · View messages, consent and service request status, updates, product news and alert notifications · Ask Blue, BT’s virtual assistant or chat to a consultant For BT Panorama investors: Use the mobile app to access your account on the go, with features including: · View your total portfolio balance and performance by investment, which can include any term deposit, listed security, managed fund and managed portfolio investments · Drill down into market information for shares and managed funds in your portfolio for a quick snapshot of the latest prices, asset performance, ESG and key information · Make payments, deposits and schedule transactions, and add linked, payee and BPAY®³ accounts · Trade all investment types and track the progress of investment orders, where authorised · Apply filters to view transaction history and details · View and update personal details, where authorised · View important notices, messages, forms and requests, consent requests and alerts, and access the Benefits Now portal · Review and download your statements, reports and disclosure documents · Ask Blue, BT’s virtual assistant or chat to a consultant For BT super members: BT Super merged into the Mercer Super Trust on 1 April 2023. If you have any queries, contact Mercer Super on 1800 682 525 Mon to Fri 8am – 7pm (AEST) or https://www.mercersuper.com.au/contact-mercer-super/ This app is only available for BT Panorama advisers and BT Panorama investors. For more information: Advisers – call 1300 784 207 Investors – call 1300 881 716 Important: ¹ You must be an investor in Australia resident to use this app. ² Your phone must be able to support this technology. Requires iOS 14 or greater. Westpac Banking Corporation ABN 33 007 457 141 provides the facility for making payments by BPAY®³ and Pay Anyone (excluding payments to linked accounts). Refer to the BT Cash Management Account and BT Cash Management Account Saver and related Payment Services Terms and Conditions, for the terms and conditions applying to this facility. By installing the application, and each time you use the application, you acknowledge and accept the BT Panorama Mobile Application Terms and Conditions, and any amendments to them made available electronically through the BT Panorama Mobile Application. ³ Registered to BPAY® Pty Limited ABN 69 079 137 518

Receipta organizes receipts, invoices, warranties, expenses, and private documents in one focused workspace. Capture and review Scan or import receipts, invoice images, or PDFs. Review merchant, amount, date, currency, tax, invoice and warranty details, and evidence before saving. Edit uncertain fields, organize records in folders, and keep local copies. Client Invoices Create customer invoices with business profiles and line items. Generate, preview, and share PDFs, track paid or unpaid status, export CSV data, and analyze issued income. Client Invoices are local in this version. Analyze and report Personal Analyze, CSV, PDF and Accountant Report use the same unified receipt ledger. Review expenses, receipts, warranties, and invoice income by period. Back up your records Export backups with records, receipt files, and Client Invoice data. Import and merge after reviewing the confirmation; existing data remains available. Private Document Vault Secure Pro and Private Document Vault provide password-protected local spaces for private photos, videos, voice files, and documents. Stellar Vault and Echo Nebula remain separate from receipt records. Luna Use Luna for general conversation and receipt or expense capture. Attach text or receipt evidence, review the editable proposal, and confirm before saving. During the active three-day experience, platform-funded Luna is available after consent while eligibility remains active. Confirm once for continuous chat in the current signed-in session. A configured personal OpenAI API key takes priority. When funding is unavailable after the experience, Luna uses your own OpenAI API key, stored securely on device. Selected content is sent to OpenAI; API usage is billed separately from ChatGPT. Cloud and accounts Sign in with Apple or Google for optional account-scoped cloud records. After cloud consent, receipts sync automatically in the background. Cloud actions are separate from local Client Invoices. Choose your look Switch between Classical, Aurora, and Obsidian. Trial, membership and Luna Sign in to receive this version’s one 72-hour Receipta experience for your linked Receipta account. New users, existing users and existing paid members receive the same experience; previous installations or older trials do not exclude it. Existing paid membership stays independent. It is granted once per Receipta account across all linked Apple and Google identities, uses server time, requires no Apple purchase, starts no subscription, and never charges automatically. Re-login or reinstall does not restart it. During the active experience, users can use optional platform-funded Luna after consent. Server funding stops when the experience expires. Afterward, including during paid membership, Luna uses your own OpenAI API key. When the experience ends, the workspace requires a voluntary Apple weekly or annual subscription. Records remain preserved; you can manage or restore subscriptions, sign out, delete your account, and access privacy, terms, and support. Apple shows localized price and terms before purchase. Subscriptions auto-renew unless turned off in Apple settings at least 24 hours before the period ends. Receipta provides organizational tools, not financial or tax advice. Review all results before relying on them. Privacy Policy: https://receipta.com.au/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Connect your assistants Optional ChatGPT and Claude connections let you work with your account-scoped cloud ledger after separate data-sharing consent and Receipta authorization. Follow the illustrated setup guide. ChatGPT custom MCP setup may require Developer mode; provider account and workspace availability apply. Active Receipta trial or paid cloud access is required. These connections do not include a ChatGPT or Claude subscription.