Comparison

CedarStone Bank vs ohcuGO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CedarStone Bank

Securely manage your finances on the go. Access account balances, view activity, transfer funds, and pay bills. Easily locate branches and ATMs, and control your cards.

Highlights
  • View account balance
  • View account activity
  • Transfer funds
  • Bill Pay
  • Cards On/Off
  • Locate branch or ATM
Features
Read full description

With CedarStone Bank’s Mobile Banking App you can safely and securely access your accounts anytime, anywhere. Our mobile app is FREE and allows you to: • View your balance • View account activity • Transfer funds • Bill Pay • Cards On/Off • Locate a branch or ATM • Share our app with friends and family More features are coming soon! Security Security is our priority. Rest assured that your personal information is kept safe! Contact Us You can contact us at (615) 443-1411 if you have any questions about the CedarStone Bank’s Bank Mobile App.

About

ohcuGO

Consolidate all your financial accounts into one secure platform. Track transactions, set balance alerts, make payments, and transfer funds easily. Deposit checks with a photo and find nearby branches and ATMs.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • View statements
  • Find branches and ATMs
Features
Read full description

ohcuGO is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with ohcuGO: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount. Make payments, whether you’re paying a company or a friend. Transfer money between your accounts. Deposit checks in a snap by taking a picture of the front and back. View and save your monthly statements. Find branches and ATMs near you. Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the ohcuGO app, you must be enrolled as a Old Hickory Credit Union digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

CedarStone Bank4 screens
ohcuGO4 screens

Verdict

The call

The clearest difference is monetization model: CedarStone Bank at free against ohcuGO's free with in-app purchases. CedarStone Bank also leads on iOS requirement (14.1 vs 18.4). ohcuGO's advantage is ratings volume (2.7K vs 13) and update cadence (monthly vs every 4 months). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ohcuGO holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: ohcuGO has 2.7K ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 67% of CedarStone Bank's written reviews are positive against 78% of ohcuGO's.

UpkeepUpdate frequency

CedarStone Bank ships an update every 4 months, ohcuGO monthly. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.

Scorecard6 real differences · 4 level
CedarStone Bank versus ohcuGO: the parameters behind the verdict, then further details
ParameterCedarStone BankohcuGO
PriceFreeFree
Rating4.6 (13 ratings)4.8 (2.7K ratings) — better
Positive reviews66.7% of reviews77.8% of reviews — better
Number of ratings132.7K — better
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS14.1 — better18.4
Further details — not scored
Size163 MB197 MB
Age rating4+4+
DeveloperCedarStone BankOld Hickory Credit Union

Customer experience

CedarStone Bank

All ratings13 ratings
Positive84.6%
Neutral7.7%
Negative7.7%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

ohcuGO

All ratings2,633 ratings
Positive96.3%
Neutral1.5%
Negative2.2%
Written reviews27 reviews
Positive77.8%
Neutral0.0%
Negative22.2%

Bugs and requests

CedarStone Bank

Not enough reviews yet to summarise bugs or requests.

ohcuGO

Reported bugs

2 issues
  • Endless cycle of reset link emails
  • Manage payments feature no longer working

Requested features

2 requests
  • Reduce frequency of Touch ID authentication
  • Improve payment management functionality

In-app purchases

None

CedarStone Bank

No in-app purchases

None

ohcuGO

No in-app purchases

Questions

Is CedarStone Bank free?
CedarStone Bank is free to download, with no in-app purchases.
Is ohcuGO free?
ohcuGO is free to download, with no in-app purchases.
Which has better reviews, CedarStone Bank or ohcuGO?
ohcuGO is rated higher. CedarStone Bank averages 4.6 out of 5 from 13 ratings, while ohcuGO averages 4.8 from 2.7K ratings.
Do CedarStone Bank or ohcuGO have ads?
Neither CedarStone Bank nor ohcuGO shows ads.
Which is updated more often, CedarStone Bank or ohcuGO?
CedarStone Bank ships an update every 4 months, and ohcuGO monthly. Most recently, CedarStone Bank was updated on November 1, 2026 and ohcuGO on November 7, 2026.

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