CedarStone Bank vs ohcuGO
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CedarStone Bank
Securely manage your finances on the go. Access account balances, view activity, transfer funds, and pay bills. Easily locate branches and ATMs, and control your cards.
- View account balance
- View account activity
- Transfer funds
- Bill Pay
- Cards On/Off
- Locate branch or ATM
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With CedarStone Bank’s Mobile Banking App you can safely and securely access your accounts anytime, anywhere. Our mobile app is FREE and allows you to: • View your balance • View account activity • Transfer funds • Bill Pay • Cards On/Off • Locate a branch or ATM • Share our app with friends and family More features are coming soon! Security Security is our priority. Rest assured that your personal information is kept safe! Contact Us You can contact us at (615) 443-1411 if you have any questions about the CedarStone Bank’s Bank Mobile App.
ohcuGO
Consolidate all your financial accounts into one secure platform. Track transactions, set balance alerts, make payments, and transfer funds easily. Deposit checks with a photo and find nearby branches and ATMs.
- Aggregate financial accounts
- Organize transactions with tags and notes
- Set balance alerts
- Make payments and transfer money
- Mobile check deposit
- View statements
- Find branches and ATMs
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ohcuGO is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with ohcuGO: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount. Make payments, whether you’re paying a company or a friend. Transfer money between your accounts. Deposit checks in a snap by taking a picture of the front and back. View and save your monthly statements. Find branches and ATMs near you. Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the ohcuGO app, you must be enrolled as a Old Hickory Credit Union digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
Screenshots
Verdict
The clearest difference is monetization model: CedarStone Bank at free against ohcuGO's free with in-app purchases. CedarStone Bank also leads on iOS requirement (14.1 vs 18.4). ohcuGO's advantage is ratings volume (2.7K vs 13) and update cadence (monthly vs every 4 months). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ohcuGO holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: ohcuGO has 2.7K ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 67% of CedarStone Bank's written reviews are positive against 78% of ohcuGO's.
CedarStone Bank ships an update every 4 months, ohcuGO monthly. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.
| Parameter | CedarStone Bank | ohcuGO |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (13 ratings) | 4.8 (2.7K ratings) — better |
| Positive reviews | 66.7% of reviews | 77.8% of reviews — better |
| Number of ratings | 13 | 2.7K — better |
| Update frequency | Every 4 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 14.1 — better | 18.4 |
| Further details — not scored | ||
| Size | 163 MB | 197 MB |
| Age rating | 4+ | 4+ |
| Developer | CedarStone Bank | Old Hickory Credit Union |
Customer experience
CedarStone Bank
ohcuGO
Bugs and requests
CedarStone Bank
Not enough reviews yet to summarise bugs or requests.
ohcuGO
Reported bugs
2 issues- Endless cycle of reset link emails
- Manage payments feature no longer working
Requested features
2 requests- Reduce frequency of Touch ID authentication
- Improve payment management functionality
In-app purchases
CedarStone Bank
No in-app purchases
ohcuGO
No in-app purchases
Questions
Is CedarStone Bank free?
Is ohcuGO free?
Which has better reviews, CedarStone Bank or ohcuGO?
Do CedarStone Bank or ohcuGO have ads?
Which is updated more often, CedarStone Bank or ohcuGO?
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